Quick Answer: State Law Group appears legitimate based on this customer’s experience, successfully negotiating a loan modification that reduced monthly payments by nearly half for $3,495. The Oregon homeowner reported professional service with attorney representation, though the review notes it’s a relatively young company.
Date You First Used This Company: April 1, 2011
State You Live in: Oregon
Race/Ethnicity:
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Total Amount of Fee Paid: $3,495
Company Name: State Law Group
Company Address:
4533 MacArthur Blvd. Suite 1000
Newport Beach, CA 92660
Company Telephone Number: 866-920-8917
Website of Company: state-lawgroup.com
Describe the Service You Received:
State Law Group did it! They negotiated a 2% loan for 5 yrs and then reasonable up to 8 yrs. With that they negotiated a 30 yr. dropping our payments to ALMOST 1/2. Thank you Yvonne! You did it and I appreciate you, your team and all that you all have done for us. YOU SAVED OUR HOME! Thank you.
List the Pros About Your Experience:
The folks I dealt with in this company were very reassuring that they were moving forward on our case.
Because of the situation, I may not have been the easiest to deal with, and they always showed patience with me!
They have a site where they updated our case as things moved forward. It was nice to have that site to go to.
They were honest with me from the beginning. They told me that if we did not qualify for the modification, they would not proceed. We qualified and we got it!
It did cost us, but that was our choice! We chose to go this route to assure that we had attorney’s on our side, not the side of the mortgage company. Many other organizations will be working for the mortgage company and not you! Beware!
List the Cons About Your Experience:
There were times I could feel this was a young company. They are having growing pains but they do get the job done!
How Would You Rate This Company with 10 Being Best: 8
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My case manager (Brian Foster) has NO IDEA what is going on with Bank of America and cannot answer ANY questions at all.
Well, I thought things were going relatively well with them for me, albeit slow, but they appear to have dropped from the face of the earth in the last few days. All of the contact numbers and emails I have are resulting in either not a working number, no answer or no response.
I’ve since been contacted a few with responses to my emails and it turns out the phones have been out of order today. That being said, had my processor responded to me last week or today, I never would have placed those anxiety provoking phone calls today, finding them disconnected. My processor’s manager has called me and assures me contact asap with my processor. I do feel like they will work towards a good result for me.
Are you currently working with State Law Group as well?
Yes, I am. I’ve had a couple of emails and calls since this glitch and things seem to be progressing. I’m opting to be optimistic.
I am in the exact same scenario. I have been hopefully optimistic about this, but there have been times of unresponsiveness. Six weeks after submitting my paperwork, throw processor finally called with the login information. How long after you received the login info did you get a modification? Or at least confirmation from your bank that negotiations were taking place?
Wish me luck….hope it works…
My lender NEVER let me know that they were negotiating! In fact they continued to send me “Let us help” letters. (which we had already tried “their help” and NOTHING!) I received my login information early and it took 6 months for our modification. But, on their behalf, I do not think the lenders like working with attorneys. It was truly a time I had to exercise patience. And when I was feeling unsure, I called, told them my concerns and they either fixed it or assured me of why. The fact of the matter is, they told me that there are parameters that make someone eligible or not. You either are or you’re not. They take your case if you are. I found that to be true!
I would feel more comfortable when the loan is in the negotiation phase and the bank statements reflect that. Did that ever happen in your case? Or did you keep receiving your regular bill? It makes me uneasy not paying my mortgage, but don’t want to in case it affects my case.
I am in the exact same scenario. I have been hopefully optimistic about this, but there have been times of unresponsiveness. Six weeks after submitting my paperwork, throw processor finally called with the login information. How long after you received the login info did you get a modification? Or at least confirmation from your bank that negotiations were taking place?
Wish me luck….hope it works…