My wife and I are $32,000 in credit card debt, plus $3000 line of credit, plus $13,000 with student loans and a mortgage of $171,000.
My wife makes about $55,000/yr. I make $8/hr at a seasonal job and not sure what my next job will be.
I am an unemployed social worker not wanting to return to this field but since my license is current in MN, it would be smart thing to do, given per hour income.
We are working with, but have not signed an agreement with World Law Services and discussing debt settlement of our $32,000, down to a possible $12,700. We have spoken to the represensitive, Cartlton Allen several times and he seems very sincere.
He did tell us about the guy who worked there and was fraudelent. Your blog does not speak highly of them, but Carlton told us the reason they are not BBB is because lawyers are not part of this, as they could be disbarbed if something happens.
The fees would total about $9300, for 54 months, based on AVERAGE settlement of 61% debt reduction. We have not checked out any of the organizations you have on your website. Any ideas for us? Sincerely, Jeff and Chris