Pretty much the only things on my credit is Medical Debt.
My score is very low because of this. I cant possibly pay for all the medical debt I have. I went without health insurance for awhile so there is debt from that when I had to go to the hospital for different problems.
Also when I had health insurance, there was a surgery I had that was approved before I had the surgery to be covered and then after I had it they decided not to cover it and said it was pre existing condition.
That is like a 15,000 fee alone. Is there anything I can do about this debt. Should it come off of my credit after 7 years because the surgery one I described is from the year 2001 and its still there.
I just dont know how to make my credit better with all this medical debt other than filing bankruptcy and I am married so I dont think that is an option.
My husbands credit is in decent shape, not the highest score but still decent. I just worry if something should happen to him that I have no credit resources. Please help.