I’m am 30 years old, and became very ill back in 2008, right during my senior year in college. Ended up defaulting on my student loans and credit cards because I was in the hospital for so long. However, I am also engaged to marry a New Zealand citizen, and was wondering if I were to move to NZ, what would happen to my debt here in the states? Will it follow me there? I can file for bankruptcy for the cc debt (30k), but my student loan debt is just so extremely overwhelming I can’t even contemplate how I’m going to afford paying it off. I currently get a small disability check, and I’m paying off one loan my mom co-signed for, but I still have over $120k left to pay off. HELP!!