I Used the Credit Card of a UK Friend and Now the Creditor is Calling Them. – Arnold

“Dear Jon,

i used the credit card of my friend,and im not abble to pay the monthly bill because of my salary situations,and right now the bank is always calling my friend for the payment,the payment that i am the one who’s responsible for that

my question is..it is possible to transfer in my name the responsibility for the payment of the credit card,because i am the one who used that,so i don’t want to give some big problem to the owner of that card……

pls give me some advised

Arnold”

Arnold,

That really is a question for the credit card company, as to if they would transfer the debt; and odds are they are not going to do this.

If you cannot afford to repay your friend each month, then how would you pay the debt even if it was in just your name?

Unfortunately you are in a bit of a sticky situation. Other than taking out a credit card or loan of your own, and transferring the balance over or paying it off, there is little you can do.

How much are we talking here? Do you have any other debts? Why are you struggling to repay the account to your friend?

Get back to me and let’s look closer at this and what other options you may have.

Regards,

Jon

Jon Emge is an experienced UK debt advisor who has helped thousands and thousands of people in the UK to deal with problem debt. Jon specialises in finding good solutions for problem debt using a variety of UK specific techniques.

If you have a question you’d like to ask about how to get out of UK debt, just use the online form. I’m happy to help you for free.