Each of us lives only now, in this brief instant. The rest has been lived already. So make the most thoughtful choices you can today that will lead to a better future.
Steve's Thought of the Day
Stop drifting and hoping a magic solution will appear. Instead, you can participate in rescuing yourself. Find peace by pursuing facts through trusted advisers and research rather than the blind trust of salespeople trying to sell you something by almost any means necessary.
Steve's Thought of the Day
Make decisions to deal with your debt with logic and facts, not assumptions, and worry about what other people will think. People who judge you will soon be forgotten. Nobody thinks about anyone that much.
Steve's Thought of the Day
The world is nothing but constant change. Your life is only a perception. Choose a way out of debt based on facts, not assumptions. Do what is best for your future because those that judge you will not feed you.
Steve's Thought of the Day
Do you have a greater responsibility to repair your financial past or your financial present and future? Make good choices that allow you to tackle your debt and immediately start building your emergency fund and saving for retirement. Tomorrow will be here before you know it. Lost time is a sin.
Steve's Thought of the Day
There is no sense in wasting a perfectly good financial mistake. Instead, learn from it and do better moving forward. The past is gone. Turn and face the future now.
Steve's Thought of the Day
Those who judge you for past financial mistakes are not your friends. So don't make choices about your future out of fear of what they may think. Instead, make choices based on truth, fact, and what is best for you moving forward from today.
Steve's Thought of the Day
Don't believe everything you think. Challenge your assumptions about getting out of debt. Do what is best for you, not others.
Steve's Thought of the Day
Is it less moral to file bankruptcy or to not take action that leaves you old, broke, hungry, and dependent on others?
Steve's Thought of the Day
If bankruptcy is so bad, why did our Founding Fathers specifically include it in the U.S. Constitution as protection for financial difficulties?
Steve's Thought of the Day
Maybe it is time to read what the Bible really says about bankruptcy instead of listening to the assumptions of others. Throw out your misperceptions and you'll be fine. (And who is stopping you from throwing them out?) - Marcus Aurelius
Stop listening to people that say bankruptcy is a last resort. It is neither first nor last. It is a tool like credit counseling, debt settlement, and others. For the best result, you need to use the right tool for the job.
Steve's Thought of the Day
People that tell you to avoid bankruptcy want to sell you something else are repeating something they heard or do not know what they are talking about. Get the facts and then make your own decision. Don't let an unskilled script-reading commissioned salesperson make life decisions for you.
Steve's Thought of the Day
Debt problems are like fingerprints. No two are alike. A one-size-fits-all solution will give you a one-size-fits-all result. You deserve better.
Steve's Thought of the Day
You are not your debt. Your value, self-esteem, and existence should not be defined by the money troubles you may be facing right now. Debt problems are solved with proper action, not guilt, self-hatred, and disgust.
Steve's Thought of the Day
Debt is nothing more than math wrapped in emotion. The math is easy, the emotional part leads us to do impulsive things. Not the right thing.
Steve's Thought of the Day
What type of money personality do you have? It is important to know. Take my online test now and discover how you unconsciously deal with money, credit, and debt.
Steve's Thought of the Day
How much retirement savings are you willing to throw away by dealing with your old debt instead of preparing for your financial future? Find how much you will lose by making the wrong choice. Use my online debt repayment calculator now.
Steve's Thought of the Day
Does it make more sense to ask for life-altering debt advice from an unskilled and untrained commissioned salesperson in a call center or an experienced debt coach like Damon Day that provides a customized solution for money troubles?
Steve's Thought of the Day
Throw out your misperceptions and you'll be fine. (And who is stopping you from throwing them out?) - Marcus Aurelius
Do You Have a Question You'd Like Steve to Answer? Click Here.
Over the course of 17 months this outfit collected monthly payments of $184.54 with the first amount of $376.62 totaling $3329.26 for which they did exactly nothing. When I was served with legal suit papers by Capitol One I contacted US Loan Aid only then to find out that they were not going to help me in this situation. I asked them for a refund and was offered a partial refund based on incorrect payments as a “full refund” accompanied by a $376.61 first payment check to be followed monthly by $376.61 checks, which were never received. When confronted, they later reneged on the entire refund agreement. In the mean time, Capitol One has secured a judgement against me and is placing a lien on my home.
Consumer Action Taken:
I made several phone calls to US Loan Aid, most of which were routed to their voicemail where I left detailed messages, As a last resort I faxed them to which no response was received.
Note:
The Myvesta Foundation sent a letter to the company at the address given or found and asked them to publicly respond to this complaint.
2 thoughts on “US Loan Aid – Consumer Complaint – 2-1-2012”
Good day, My Friends be very careful, I am Mrs Linda Scavo an American who base in the United Kingdom, i am so confidence to say that one’s in my life time i can experience legitimacy in loan company on the Internet world, if i was directed by somebody else to this company, i wouldn’t have written them because i have been fooled several times by online loan firm on the Internet and i decided stay off applying for loan online until a time came when i was having financial problem due to the predicament i had in my place of work that leads to my sack off in my place of work and i have nobody to run to, my credit was very low, my rent was approaching it expiring dates and my kids have to been in school but due to my ex-sense spending before i got sack off from place of work i have nothing to solve all this problem. I have no other option than to come online looking for online loan firm that will help me out of my financial problem and i came across a loan firm and i was scammed of $10,600Usd in my attempt of obtaining a loan from them and i almost committed suicide and i ask my self is this the end of my life because i am a dying mother of 3 kids to take care of, where will i get money to finance their education and pay my bills? all this are the questions that kept running inside my mind and became frustrated in the process of doing that and a words of encouragement came into me instantly saying it is not over yet, keep trying and you will definitely got in touch with your helper very soon and i stood up and said i will give this a last try and if nothing happens that means their is know hope for me any longer. And i went online that very moment and i came across a post by one (Dr,jaferecxy Edween) saying that he has never seen a real loan firm like the RAY STEVE LOAN COMPANY and instantly i consulted the loan firm by the email which he place on the post and in that same day i got response from the manager ( Mrs, Brent Stacey ) and she forward to me all the Rules and Regulations that is guiding the company which will enable me to obtain the loan from them and i ask him how long will it take me to finish the process of my loan because i am planning of getting into business after i lost my job and he said it will take us one or two weeks if i am fast in replying their message. I ask him, i hope i am not going send any money to them because i was told here in my country that i shouldn’t send any money in to get a loan and he replied by saying that it surprise her when i said that because their is no loan firm online who will render service to a loan seeker without him/her paying anything upfront. It sound very hurt to her hearing and he took it as a pain and explained everything to me and when i have a rethink about it i discovered it was true and that was were those false loan firm took advantage in defrauding people of their had earn money and she gave me is words that i should go on with them and she will take me by surprise that they are truly for real and i went on and apply for a business loan of $260,000.00, for the duration of 25 years and i paid all the charges that are needed to be paid and like he said He is going to surprise me, that was what He did, it was then i knew that there are still real loan company on the internet otherwise i wouldn’t have known. Here is the consultation address Email: ( raysteveloanoffer001@yahoo.com ) You too can wipe your tears by contacting them today for your loan.
Good day, My Friends be very careful, I am Mrs
Linda Scavo an American who base in the United Kingdom, i am so confidence to
say that one’s in my life time i can experience legitimacy in loan company on
the Internet world, if i was directed by somebody else to this company, i
wouldn’t have written them because i have been fooled several times by online
loan firm on the Internet and i decided stay off applying for loan online until
a time came when i was having financial problem due to the predicament i had in
my place of work that leads to my sack off in my place of work and i have nobody
to run to, my credit was very low, my rent was approaching it expiring dates and
my kids have to been in school but due to my ex-sense spending before i got sack
off from place of work i have nothing to solve all this problem. I have no other
option than to come online looking for online loan firm that will help me out of
my financial problem and i came across a loan firm and i was scammed of
$10,600Usd in my attempt of obtaining a loan from them and i almost committed
suicide and i ask my self is this the end of my life because i am a dying mother
of 3 kids to take care of, where will i get money to finance their education and
pay my bills? all this are the questions that kept running inside my mind and
became frustrated in the process of doing that and a words of encouragement came
into me instantly saying it is not over yet, keep trying and you will definitely
got in touch with your helper very soon and i stood up and said i will give this
a last try and if nothing happens that means their is know hope for me any
longer. And i went online that very moment and i came across a post by one
(Dr,jaferecxy Edween) saying that he has never seen a real loan firm like the
RAY STEVE LOAN COMPANY and instantly i consulted the loan firm by the email
which he place on the post and in that same day i got response from the manager
( Mrs, Brent Stacey ) and she forward to me all the Rules and Regulations that
is guiding the company which will enable me to obtain the loan from them and i
ask him how long will it take me to finish the process of my loan because i am
planning of getting into business after i lost my job and he said it will take
us one or two weeks if i am fast in replying their message. I ask him, i hope i
am not going send any money to them because i was told here in my country that i
shouldn’t send any money in to get a loan and he replied by saying that it
surprise her when i said that because their is no loan firm online who will
render service to a loan seeker without him/her paying anything upfront. It
sound very hurt to her hearing and he took it as a pain and explained everything
to me and when i have a rethink about it i discovered it was true and that was
were those false loan firm took advantage in defrauding people of their had earn
money and she gave me is words that i should go on with them and she will take
me by surprise that they are truly for real and i went on and apply for a
business loan of $260,000.00, for the duration of 25 years and i paid all the
charges that are needed to be paid and like he said He is going to surprise me,
that was what He did, it was then i knew that there are still real loan company
on the internet otherwise i wouldn’t have known. Here is the consultation
address Email: ( raysteveloanoffer001@yahoo.com
)Â You too can wipe your tears by contacting them today for your
loan.
Â
Mrs Linda Scavo
Â
Notification letter was returned undeliverable.