US Loan Aid – Consumer Complaint – 2-1-2012

Date This Problem Happened: May 6, 2010

State You Live in: California

Race/Ethnicity: White

Age Range: 51-65

Total Amount of Fee Paid: $3,329

Company Name: US Loan Aid

Company Address:

2182 El Camino Real
Suite 202
Oceanside, CA 92054

Company Telephone Number: 888-700-8124

Website of Company: usloanaid.com

Consumer Statement:

Over the course of 17 months this outfit collected monthly payments of $184.54 with the first amount of $376.62 totaling $3329.26 for which they did exactly nothing. When I was served with legal suit papers by Capitol One I contacted US Loan Aid only then to find out that they were not going to help me in this situation. I asked them for a refund and was offered a partial refund based on incorrect payments as a “full refund” accompanied by a $376.61 first payment check to be followed monthly by $376.61 checks, which were never received. When confronted, they later reneged on the entire refund agreement. In the mean time, Capitol One has secured a judgement against me and is placing a lien on my home.

Consumer Action Taken:

I made several phone calls to US Loan Aid, most of which were routed to their voicemail where I left detailed messages, As a last resort I faxed them to which no response was received.


The Myvesta Foundation sent a letter to the company at the address given or found and asked them to publicly respond to this complaint.

Update 2-16-2012

If you feel you’ve been financially hurt by a debt relief company and deserve a refund, read these step-by-step instructions on how to proceed to attempt to get your money back.

If you do get your money back, come back and leave a comment about it. I’d love to praise companies that step-up and do the right thing for people.

Scam reports are submitted by consumers like you. If you would like to file a scam report, please click here.

If you are the company named in this report and you want to respond, please read How to Handle a Consumer Complaint Like a Pro And Come Out Smelling Like a Rose

This is information that was submitted by a third party and not generated by GetOutOfDebt.org or Steve Rhode.

2 thoughts on “US Loan Aid – Consumer Complaint – 2-1-2012”

  1. Good day, My Friends be very careful, I am Mrs
    Linda Scavo an American who base in the United Kingdom, i am so confidence to
    say that one’s in my life time i can experience legitimacy in loan company on
    the Internet world, if i was directed by somebody else to this company, i
    wouldn’t have written them because i have been fooled several times by online
    loan firm on the Internet and i decided stay off applying for loan online until
    a time came when i was having financial problem due to the predicament i had in
    my place of work that leads to my sack off in my place of work and i have nobody
    to run to, my credit was very low, my rent was approaching it expiring dates and
    my kids have to been in school but due to my ex-sense spending before i got sack
    off from place of work i have nothing to solve all this problem. I have no other
    option than to come online looking for online loan firm that will help me out of
    my financial problem and i came across a loan firm and i was scammed of
    $10,600Usd in my attempt of obtaining a loan from them and i almost committed
    suicide and i ask my self is this the end of my life because i am a dying mother
    of 3 kids to take care of, where will i get money to finance their education and
    pay my bills? all this are the questions that kept running inside my mind and
    became frustrated in the process of doing that and a words of encouragement came
    into me instantly saying it is not over yet, keep trying and you will definitely
    got in touch with your helper very soon and i stood up and said i will give this
    a last try and if nothing happens that means their is know hope for me any
    longer. And i went online that very moment and i came across a post by one
    (Dr,jaferecxy Edween) saying that he has never seen a real loan firm like the
    RAY STEVE LOAN COMPANY and instantly i consulted the loan firm by the email
    which he place on the post and in that same day i got response from the manager
    ( Mrs, Brent Stacey ) and she forward to me all the Rules and Regulations that
    is guiding the company which will enable me to obtain the loan from them and i
    ask him how long will it take me to finish the process of my loan because i am
    planning of getting into business after i lost my job and he said it will take
    us one or two weeks if i am fast in replying their message. I ask him, i hope i
    am not going send any money to them because i was told here in my country that i
    shouldn’t send any money in to get a loan and he replied by saying that it
    surprise her when i said that because their is no loan firm online who will
    render service to a loan seeker without him/her paying anything upfront. It
    sound very hurt to her hearing and he took it as a pain and explained everything
    to me and when i have a rethink about it i discovered it was true and that was
    were those false loan firm took advantage in defrauding people of their had earn
    money and she gave me is words that i should go on with them and she will take
    me by surprise that they are truly for real and i went on and apply for a
    business loan of $260,000.00, for the duration of 25 years and i paid all the
    charges that are needed to be paid and like he said He is going to surprise me,
    that was what He did, it was then i knew that there are still real loan company
    on the internet otherwise i wouldn’t have known. Here is the consultation
    address Email: ( raysteveloanoffer001@yahoo.com
    ) You too can wipe your tears by contacting them today for your


    Mrs Linda Scavo


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