They are a Loan Modification Company and they do have a money back guarantee if they can’t secure at least 50% reduction in the interest rate of the mortgage. They do want an upfront fee though.
Their website is: www.citizensfg.com.
Has anyone had any success with them? Are they as successful as they say they are. They are on the Nationwide Business Bureau website with over 100 success stories. That seems a little too good to be true. Any help would be appreciated.