I have few credit cards from different banks and a loan from another bank, now my salary is AED 12000 almost and not enough to cover the loan amount plus the min monthly dues for my cards, from another side I could consolidate the debt with Abu Dhabi Islamic bank lets say, however my company is not listed with them, in fact my company is only listed with few banks , the ones I already have bad credit with ( from late payments for cards ) . Please advise me how to settle my debts, I was looking forward to a solution where I will have one loan from one bank even if its 70 percent from my salary, as long as I am not being chased for payments … please help,
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