Is There a Tax Penalty for Filing Jointly? – Kathy

“Dear Jim,

im about to be married

my fiance wants to know if there is a tax penalty when you file married filing jointly


Thanks for your question Kathy.

Your question: Is there a tax penalty when you file jointly?

Almost always, it is more beneficial to file jointly to take advantage of the lower tax rates and allowable deductions/credits (higher standard deduction, child care credit, education credits, etc.) that are afforded to married persons.



Jim Buttonow is one of the resident debt experts here at that helps people for free. Jim is a licensed CPA who spent 19 years with the IRS coordinating large compliance teams of IRS agents and specialized personnel. In the last 5 years, Jim has invented consumer and practitioner software and treatises on how to address many different tax issues. He has also represented many people before the IRS examination, collection, filing, and appeals functions. He currently assists taxpayers on an active pro bono tax practice aimed at serving people in need. He can be reached at

If you have a tax question you’d like to ask just use the online form. I’m happy to help you totally for free.

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