The other day I did a story about SC Law Group, here. In that story I discovered that SC Law Group had the same core of lawyers that were associated with another firm, NHT Law Group, that was being sued by a mortgage company for sending out allegedly bogus mailers.
The mortgage company suit said:
At some point in December 2011, various clients of GRI received the notices in the mail marked “Personal and Confidential” (see notices attached as Exhibit A), which included a warning stating “$2,000 Fine or 5 Yrs. Imprisonment Or Both for Any Person Who Interferes With Or Obstructs Delivery of This Letter Or Otherwise Violates – 18 United state Code 1702 Et Seq”, which apparently was meant to lend some seriousness to the information contained in the notice.
The notice contained the following false, misleading and otherwise defamatory statements:
a) Why are you getting this notice? Court records indicate that a recent lawsuit has been filed against Guaranteed Rate Inc, with claims of Foreclosure Fraud, Mortgage Misrepresentation, and Unfair Business Practices. Due to the serious nature of this matter we ask that you respond promptly.
b) What happens if you don’t respond by January 7th: You may be eligible for representation in a case against Guaranteed Rate Inc, don’t delay as only a specific group of people may qualify.
The notices also included a “Summary of Proposed Changes Based On Eligibility” which details a completely fictitious calculation of the borrower’s new payment based upon information which NHT and the marketing company have obtained from an unknown source.
Charles Bachtell, General Counsel for GRI, was able to contact Paul Nguyen of NHT, who stated, in substance, that he was unaware that such notices were being sent by the marketing company and stated that no further notices would be sent. A complete detailing of the communications between GRI and NHT are contained in an affidavit signed by Mr. Bachtell, which is attached as Exhibit B. The relevant emails between Mr. Bachtell and Mr. Nguyen are contained in Exhibit C.
Mr. Nguyen refused to provide the list of all individuals who had received the notices and refused to provide the name of the marketing company which sent out the notices. – Source
The mailer in that case is this one that was included as part of the case.
Paul C. Nguyen, Esq. who is also an attorney with SC Law Group sent an series of emails as part of that case denouncing the mailer. – Source
To me it appears very clear that Nguyen fell on the sword and said the mailer was not acceptable.
As part of that previous story I asked readers, and I have the most amazing readers, to send me a copy of the new SC Law Group mailer. Well I got one.
SC Law Group — Really?
From the mailer I just received at firstname.lastname@example.org it appears NHT Law/SC Law Group did not learn their lesson at all. In fact the new mailer is identical in format and intention for people to call.
I called the number on the mailer, 888-459-7998, and the representative confirmed they were SC Law Group.
I’ll let you compare the mailers and see what you think.
New Alleged SC Law Group Mailer
The mailer claims the recipient “may be eligible for special modification program guidelines in conjunction with the 2009 Home Owner Affordability and Stability Plan.” It states people may be eligible to:
- Modify your existing home loan
- Reduce your monthly mortgage payments
- Receive interest rate reductions
- Freeze your existing interest rate
The front of the mailer has 777469 on it and it says it comes from permit 1958 in zip code 92831.
That just so happens to be the same postal permit that this bogus debt settlement mailer was sent from. I did not have the front of the mailer in the lawsuit against NHT Law Firm to compare the postal permit.
Apparently Paul Nguyen was so outraged that a similar format mailer was sent out again. But this time some of the language was changed from suing your lender to selling mortgage modification.
Granted the new mailer does not make the same claim of a lawsuit being filed against the mortgage holder but it does use the same format to appear as an official notice, without identifying it as legal advertising, to apparently sell the consumer a loan modification program. And according to the previous article, that reader alleged this about SC Law Group, “They are not present for any negotiating with the bank in my behalf, and they want $2000 for putting my paperwork together – Does this sound like a scam?”
Not cool. Not cool.