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What to Do When You Don’t Have Enough Money for Food

Dear Dollar Stretcher,
I only have a little money to spend on food this month, about $80 for a family of 4. What kind of meal suggestions can you give?
Red

Feeding a family of four on $80 is a challenge. But, for many families, it’s a reality. And, although it is hard, it is not impossible.

Begin by checking your resources. You may have more resources available than you think. What do you already have in your pantry? Probably not a lot, but when you’re struggling, every bit counts.

Check to see what other sources of food might be available to you. Don’t hesitate to ask for help. Your local food pantry is there for a reason. Many churches and synagogues also have pantries. If you have trouble finding one, contact a couple of churches. They should be able to point you in the right direction.

Another private source for help is Angel Food Ministry. They’re able to provide a box of food worth approximately $65 for $30. There is no qualification required. Check their site to see if there’s a location near you .

SNAP (Supplemental Nutritional Assistance Program) or as it’s more commonly known “food stamps” is designed to help families who need assistance to buy groceries. Over 40 million people receive SNAP aid each month. You can find out more at the government website .

If your children are in school, find out what lunch assistance is available. Knowing that they’re eating well at noon will make your life a little easier.

You might also be able to trade some manual labor for food. Check with local farmers or fruit/vegetable stands.

Once you know what resources are available to you, it’s time to think about what to buy. You’ll want to shop the perimeter of the store. The cheapest foods (and often the healthiest) are usually found along the side and back walls of the grocery store. Avoid all the prepackaged and processed foods.

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Rice, potatoes, pasta and flour are all relatively inexpensive and filling. Use these items as the foundation of your meals. They’re easy to cook and can be used in a variety of ways. For centuries, they’ve been the main part of the working person’s diet.

Every meal does not have to include meat. In fact, you’ll need to resign yourself to the fact that meat will be an occasional treat during the month. Ask the grocery butcher when they mark down meat that’s near its expiration date for clearance. That’s your best bet for affordable meats.

Study depression era strategies. Basic, filling foods fixed in an engaging manner. One example is Clara Cannucciari. She’s a great grandmother who has a video series showing depression cooking. You can find one of her videos here . See if your local library has older cookbooks or cookbooks with traditional recipes.

In-season vegetables offer nutrition and add flavor to your meals. Add them to potatoes, rice or pasta to create variety and interest to your meals.

Beans are an excellent, inexpensive source of protein. Not only are they cheap, but also they come in a variety of flavors. Buy them raw or dried and prepare them yourself. You can find instructions on the web or most cookbooks.

Also remember that soups offer a low cost meal. Start with whatever veggies you have and add potatoes, rice or noodles.

When you have very few dollars to spend, it’s important to make your purchases count, so know how you’ll use something before you buy it. Waste is not an option with a really tight food budget.

The task may seem very difficult, but be encouraged that others before you have successfully fed their families on a very tight budget. I’m sure that you can do it, too.

Gary Foreman is a former financial planner with over 30 years experience in getting value for a dollar. He currently writes on personal finance and edits The Dollar Stretcher website. You can follow Gary on Twitter.


Gary Foreman is a former financial planner and purchasing manager who founded The Dollar Stretcher.com website and newsletters in 1996. The site has an active section for baby boomers

He's been featured in MSN Money, Yahoo Finance, Fox Business, The Nightly Business Report, US News Money and CreditCards.com. You canfollow Gary on Twitter.

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