Scam Reporter

1st United Consultants – Consumer Complaint – 4-4-2012

Consumer Complaint Submission
Written by Consumer

Date This Problem Happened: March 27, 2012

State You Live in: Illinois

Race/Ethnicity: White

Age Range: 51-65

Total Amount of Fee Paid: $1,687.94

Company Name: 1st United Consultants

Company Address:

Company Telephone Number: 855-426-4294

Website of Company: 1unite.com

Consumer Statement:

March 27th 2012., I was contacted by: 1st United Consultants claiming that I had been prequalified for a mortgage modification and that I could do this through them and there would be no fees involved with the process.

Also, they said that I could include my credit cards and that I would get 10 to 15 cents on the dollar. The total for this was to be 1687.94 a month and that it would create a savings of 598.00 a month for me.

In fact, the real deal was that the money was going into a third party account that had nothing to do with my debt reduction or mortgage modification. These fees were to be collected for six months and than all my debt would be settled for me.

After having read the ROBO signing contract that I unfortunately signed I found out that I had no right to become part of any type of class action that might be taken against the company and that none of the money could or would be refunded.

Also, that the only arbitration I could take would be in a small court which immediately sent up flags for me and I knew instantly that I had just been taken and scammed.

Immediatley I called the company and questioned all the inclusions in the contract and asked why such language was being used. Also, I asked if my mortgage company was going to be contacted and they said that after six month they would negotiate all my agreed to items in the contract.

However, in the mean time all my debt would go into default and the possibility of my house ending up in a short sale was emmenant. They had truely pulled the wool over my eyes with promises that I later found out were without guarantee of success and illegal under todays laws.

See also  New Life Financial Solutions, 1st United Consultants, and Expense Management America Exposed by Get Out of Debt Guy and Nailed by FTC

Consumer Action Taken:

Called the company and asked Tony Yoo to have the senior manager John call me back because I had concerns about the contract that I had did over the internet where you click an open space and it puts your name in that spot.

The manager has not called me back. My intentions are to file complaints with the State of Illinois Attorneys General Office in my state and any other state that this company does business in.

Also, in the contract it states that if you miss a payment that the contract will be terminated and all your monys would be forfeit. So, taking that language littereally I called my bank immediately and explained to them what had taken place. TCF bank God Bless them helped me out and put a stop and return on the pending item.

Further, I called the States Attorneys Office and they informed me that what had taken place was Illegal activity on the part of this company. Promising to get rid of my debt at 10 to 15 cents on the dollar was not legal., Taking monys on the promise of a Mortgage Modification was Illegal.

Unbelievable they were going to let me twist in the wind and take all the money they had collected and pay themselves for services that were never given.

Further, the money I was to be saving was the money they decided to let me keep that was supposed to be paid to my creditors. Talk about sticking your hand into someones pocket and running with the loot. Be warned …..


If you feel you’ve been financially hurt by a debt relief company and deserve a refund, read these step-by-step instructions on how to proceed to attempt to get your money back.

If you do get your money back, come back and leave a comment about it. I’d love to praise companies that step-up and do the right thing for people.

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About the author

Consumer

This is information that was submitted by a third party and not generated by GetOutOfDebt.org or Steve Rhode.

22 Comments

  • This is how they work.  First, someone from this company gives you a call. You tell him or her your hard luck story and the next thing they do is hook you up with a guy named Steve.  Steve then talks you into hiring them to fix your problem with a lower interest rate fixed for 30 years.  Sounds fantastic to you and you go for it.  After a couple of months where you spend your hard earned money to them, they will call you a few times telling you that everything is running smoothly.  Then out of the blue, Steve sends you an email telling you that you should go back to your original bank because mortgages are what they do.  You call and cancel your account to get  your money back, but they refuse to give it to you. Why?  Because they earned your money and see no reason to return it.  So, you hire a lawyer and try to get it back, which can take years to finally get it.  Don’t give up.  This company is as crooked as a windy road and will be stopped. Please, find another place to have your mortgage redone.  Check out Brunty Law Firm.  They will help you and will do their best to get your money back too.

  • Its a total scam and so you know they are not located in florida, they are located in Montreal Canada . Next to transcanada . I hope the police go after them.

  • they contacted my grandmother with the same thing about a week ago and when i read over the information and looked them up i immediately had suspicions that they were a fraud. i found a bunch of complaints and claims about it being a fraud so when they called back i said that we were no longer interested and that it looked like a fraud and to not call back. the employee continued to argue with me and i just told him to not call back again. today i get more phone calls trying to get her to recieve a fax with all the info and once again it was the same scam. when the employee called back i told him not to call again and that i looked it up on their website and it seems like a total fraud and he was very rude and ended up hanging up on me because he knew i was onto them. People these days…. so rude!

  • they contacted my grandmother with the same thing about a week ago and when i read over the information and looked them up i immediately had suspicions that they were a fraud. i found a bunch of complaints and claims about it being a fraud so when they called back i said that we were no longer interested and that it looked like a fraud and to not call back. the employee continued to argue with me and i just told him to not call back again. today i get more phone calls trying to get her to recieve a fax with all the info and once again it was the same scam. when the employee called back i told him not to call again and that i looked it up on their website and it seems like a total fraud and he was very rude and ended up hanging up on me because he knew i was onto them. People these days…. so rude!

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