I have some past medical bills that are going into collections and one that is already in collections. I am 22 yrs old, a full time student, and i work only part time. I do not have the means to pay for these bills but do not want my credit to be ruined at such a young age. Please tell me what you suggest I do. My medical Bills add up to about 3,000 all together
Natalie”
Dear Natalie,
All you can do is all you can do.
It does not sound like you need to do anything radical. instead we need a plan on how to best tackle these bills with the money you have on hand.
Can you break down the amounts of the different bills for me and how much you can set aside on a monthly basis to use to repay the debts? If you can I can give you a plan you can implement.
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Natalie, I work in healthcare and would recommend that you contact the collection company and tell them your situation. If you can go to the healthcare provider offices directly(the doctor’s office, the hospital billing office), you likely can set up a payment plan that works with your situation. Healthcare is very expensive for most people — so there’s a real chance that they will respect your desire to make payments…even if the payments are small and last a while. Good luck!