WF dragged me for one year and 3 months to get the Loan Modification.
I got assisted by housing services of LA county “agency approved per HUD to help people to avoid foreclosure.
The last attempt again offered by WF offering HAMP was after I submitted a complaint against them with the Consumer Financial Credit Bureu.
I sent them all documentation on regards on March 14, after that on March 23 I found attached on my door Trustee Sale for April 18th.
Now when I called them up they said as last wednesday They submitted thru an e-mail the postpone of the sale date while my documents are under review by the underwritter and is not warranty if is going to be postpone,So I don’t want to wait until last minute I have to act a bit fast on this.
What would be your advise..? File BK chapter 13..?
Or maybe hiring these Law firms they offer defense against foreclosure like United Foreclosure Attorney Network | TheUFAN.com 1490 Stone Point Dr. Ste 100 Roseville, Ca. 95661 or Consumer Protection assistance coalition.?
The answer is you should contact a local bankruptcy attorney and talk to any outside group you want.
Regarding the organizations, Kristin Crone, Esq. from UFAN has been active on the website and provided comments and answers for readers. In fact I’ll send her an email and ask her for feedback to your question and to post a comment.
Evaluating your rights and the benefits of a chapter 13 bankruptcy is always a smart thing to do. You do have legal rights and protections that only bankruptcy can bring and it is the only intervention I am aware of that provides you with any power or control over your creditors.
As far as CPAC goes it looks like as of now, this is the only article I wrote about them. Feel free to read the article and comments and contact them about any issues raised if you have questions.
Please post your responses and follow-up messages to me on this in the comments section below.