Each of us lives only now, in this brief instant. The rest has been lived already. So make the most thoughtful choices you can today that will lead to a better future.
Steve's Thought of the Day
Stop drifting and hoping a magic solution will appear. Instead, you can participate in rescuing yourself. Find peace by pursuing facts through trusted advisers and research rather than the blind trust of salespeople trying to sell you something by almost any means necessary.
Steve's Thought of the Day
Make decisions to deal with your debt with logic and facts, not assumptions, and worry about what other people will think. People who judge you will soon be forgotten. Nobody thinks about anyone that much.
Steve's Thought of the Day
The world is nothing but constant change. Your life is only a perception. Choose a way out of debt based on facts, not assumptions. Do what is best for your future because those that judge you will not feed you.
Steve's Thought of the Day
Do you have a greater responsibility to repair your financial past or your financial present and future? Make good choices that allow you to tackle your debt and immediately start building your emergency fund and saving for retirement. Tomorrow will be here before you know it. Lost time is a sin.
Steve's Thought of the Day
There is no sense in wasting a perfectly good financial mistake. Instead, learn from it and do better moving forward. The past is gone. Turn and face the future now.
Steve's Thought of the Day
Those who judge you for past financial mistakes are not your friends. So don't make choices about your future out of fear of what they may think. Instead, make choices based on truth, fact, and what is best for you moving forward from today.
Steve's Thought of the Day
Don't believe everything you think. Challenge your assumptions about getting out of debt. Do what is best for you, not others.
Steve's Thought of the Day
Is it less moral to file bankruptcy or to not take action that leaves you old, broke, hungry, and dependent on others?
Steve's Thought of the Day
If bankruptcy is so bad, why did our Founding Fathers specifically include it in the U.S. Constitution as protection for financial difficulties?
Stop listening to people that say bankruptcy is a last resort. It is neither first nor last. It is a tool like credit counseling, debt settlement, and others. For the best result, you need to use the right tool for the job.
Steve's Thought of the Day
People that tell you to avoid bankruptcy want to sell you something else are repeating something they heard or do not know what they are talking about. Get the facts and then make your own decision. Don't let an unskilled script-reading commissioned salesperson make life decisions for you.
Steve's Thought of the Day
Debt problems are like fingerprints. No two are alike. A one-size-fits-all solution will give you a one-size-fits-all result. You deserve better.
Steve's Thought of the Day
You are not your debt. Your value, self-esteem, and existence should not be defined by the money troubles you may be facing right now. Debt problems are solved with proper action, not guilt, self-hatred, and disgust.
Steve's Thought of the Day
Debt is nothing more than math wrapped in emotion. The math is easy, the emotional part leads us to do impulsive things. Not the right thing.
Steve's Thought of the Day
What type of money personality do you have? It is important to know. Take my online test now and discover how you unconsciously deal with money, credit, and debt.
Steve's Thought of the Day
How much retirement savings are you willing to throw away by dealing with your old debt instead of preparing for your financial future? Find how much you will lose by making the wrong choice. Use my online debt repayment calculator now.
Steve's Thought of the Day
Does it make more sense to ask for life-altering debt advice from an unskilled and untrained commissioned salesperson in a call center or an experienced debt coach like Damon Day that provides a customized solution for money troubles?
Steve's Thought of the Day
Damn You June Reyno. Let Your Home Go And Move On.
June isn’t an innocent victim here of banks gone wild, although I would pay good money to see that video. She is a serial defaulter. Court documents show that she has purchased and lost seven homes in California for non-payment.
Joe Stemmer sold two Palm Springs properties to Reyno in 2006. The original note on the homes was for $44,000 each.
Stemmer says she made two payments at the agreed note amount of $256 a month. But then he claims the payments stopped and the excuses started.
Apparently Reyno borrowed and borrowed against her primary home to consolidate credit card debts and buy properties or try to make payments on other properties. Silly.
A real estate investor once told me that if you are going to play with the big boys you better not cry when you get bit. June, you got bit. You tried to create a real estate empire on the foundation of shifting sand and it is now crumbling around you. Yours is not a case of an innocent family being booted out of the only shelter they have. Unfortunately yours is a case of someone who highly leverged their shelter to dig a deeper hole and obligate themselves to things they could not really afford.
June, please, for the sake of all of the people that I fight and care for our here that are in terrible situations, please let your house go and move on so we can get real help for innocent homeowners in trouble. You’re not innocent.
13 thoughts on “Damn You June Reyno. Let Your Home Go And Move On.”
Does this mean June Reyno is a low-down, no-good, dirty-rotten SCAMMER trying to CHEAT the bank out of a free house. Oops, she lost it in 2009.
I got in contact with her to explain the only reliable way to beat the bank ethically: find out how she got injured at the inception of the loan, and then attack for related contract breaches, unconscionability, fraud and other torts, regulatory breaches, legal errors, appraisal fraud, etc. But NO. She refused to do that because, I guess, it seemed way too simple and sensible, and not as much fun as whining about securitization, bifurcation, the vapor money theory, etc.
Just google Mortgage Attack to find out how to save your house and beat the crooks associated with the lending business.
June Reyno- I unfortunately was introduced to June through a property purchased by my employer at Trustee sale. June was the former mortgagor’s advisor and POA. She has filed fraudulent TRO’s against me, my employer, and has recorded a fraudulent deed. She was evicted by the sheriff and had to be removed from the property several times after. We are in a nightmare and it is costing thousands of dollars in attorneys fees, security monitoring, inspections, etc. I would like to post on your sight but do not want any portion of my name shown.
This woman is now going around telling home owners in default she can save their home for a fee. It’s obvious she cannot do that after she lost all her homes. Does anyone know if she has ever been punished for what she did? I don’t know how she has not been put in jail. She is a total scammer. I’m closing a short sale, in 5 days and she is trying to get my client to cancel escrow to work with her on saving his home. If people want their homes they should make the payments like those like us that have worked hard to make our payments
Another thing, What if I told you that all Deeds of Trusts were not written in the truth language. Have you heard of Syntax and Quantum Language? So if these documents were written with nothing but lies that would make it fraud right? Well what does the Supreme Court rulings say about fraud. “Fraud vitiates all solemn contracts and rulings.” What does a Fact + a Fraud equal to? All deeds of trusts were written in fraud and this is a fact. Study up on the truth language it is how Bill Clinton got out of his problems with his impeachment and criminal charges. Do some research.
Another thing, What if I told you that all Deeds of Trusts were not written in the truth language. Have you heard of Syntax and Quantum Language? So if these documents were written with nothing but lies that would make it fraud right? Well what does the Supreme Court rulings say about fraud. “Fraud vitiates all solemn contracts and rulings.” What does a Fact + a Fraud equal to? All deeds of trusts were written in fraud and this is a fact. Study up on the truth language it is how Bill Clinton got out of his problems with his impeachment and criminal charges. Do some research.
Well said Jr Wilson, You know what your taking about. Most american don’t even know what a deed of trust is. How can they comprehend this matter. We the people need to open our eyes and become conscious about these matter or else the bankers will take us to the cleaners.Â
Steve Rhode, I think you are an idiot. Obviously you know nothing about the financial system. I work in it everyday and I am connected with the Big Boys. What I can tell you is that what do you think money is based on Gold. First of all there is no Money. Where do you think FRN’s come from? You know the green stuff in your pocket. Any thoughts? Well here is a hint. FRN’s only come from one place. FRN is the acronym for what? Federal Reserve Notes. Your anser is in the name. From the Federal Reserve, very good. Our money system is based on debt. There is no commodity that backs it. Why? Because it is easier controlled that way. Who owns the Federal Reserve? Is it the Federal Government? No! It is owned by private individuals. I am not going to mention any names but they are the most powerful families in the world. I am sure if you just did a little investigation or received any kind of education you will find out who they are as opposed to listening to some idiot real estate investor that you took his dumb ass saying from. Are you familiar with Notes? Well there are all types of them. Federal Reserve Notes, Promissory Notes, Long Term Notes, Medium Term Notes, I can go on and on and on. Do you know what are done with these notes which are based on debt that are referred to as bank instruments? They are monetized, fractionalized which is how our system was set up. It is called The fractional banking system. I suggest read Modern Money Mechanics and get educated on our system before you start even talking about something that you have no idea what you are talking about. Another book you can read is Black’s Law Dictionary which is the bible to business. All judges use this book as a reference and this is what is studied by all Law Students. The point is that FRN’s were created by the signature that June put on the promissory note. Had she not have signed it the document would have been useless. This means that based on her signature she initiated this currency to be created and therefore was loaned to her by the FR in the private from her strawman her name in all capital letters and borrowed by the bank on the public side. Banks don’t have any of their own money. Please tell me that this is not what you believe? In fact according to Federal Banking Laws it is against regulation for them to loan their depositors FRN’s. This currency does not come from Banks. It comes from the people. Get some education because based on your comments you sound like you live in a box. It sounds like your parents locked you up in your bedroom for the last 40 years and you have not a clue what you are talking about. There are plenty of websites to go to. Here is the bottom line is simple. The Federal Reserve owns everything, we as people have nothing of value to give to them, we are only in use of these things, ie homes, cars, etc. We are only trustees. Let’s just say that you paid off your home. Are you the owner? Try not paying your property taxes for more than 3 years and we will see who the real owner is. If this is the case why is our title “Joint Tenants” or “Tenants in Common”? Or how about the term Eminant Domain? If you are truly an owner can it be taken away just because an agency wants to take it? No. Get educated stop being a waste of space, or wasteless eater. You know that is what the Elite think of you right?
Steve Rhode, I think you are an idiot. Obviously you know nothing about the financial system. I work in it everyday and I am connected with the Big Boys. What I can tell you is that what do you think money is based on Gold. First of all there is no Money. Where do you think FRN’s come from? You know the green stuff in your pocket. Any thoughts? Well here is a hint. FRN’s only come from one place. FRN is the acronym for what? Federal Reserve Notes. Your anser is in the name. From the Federal Reserve, very good. Our money system is based on debt. There is no commodity that backs it. Why? Because it is easier controlled that way. Who owns the Federal Reserve? Is it the Federal Government? No! It is owned by private individuals. I am not going to mention any names but they are the most powerful families in the world. I am sure if you just did a little investigation or received any kind of education you will find out who they are as opposed to listening to some idiot real estate investor that you took his dumb ass saying from. Are you familiar with Notes? Well there are all types of them. Federal Reserve Notes, Promissory Notes, Long Term Notes, Medium Term Notes, I can go on and on and on. Do you know what are done with these notes which are based on debt that are referred to as bank instruments? They are monetized, fractionalized which is how our system was set up. It is called The fractional banking system. I suggest read Modern Money Mechanics and get educated on our system before you start even talking about something that you have no idea what you are talking about. Another book you can read is Black’s Law Dictionary which is the bible to business. All judges use this book as a reference and this is what is studied by all Law Students. The point is that FRN’s were created by the signature that June put on the promissory note. Had she not have signed it the document would have been useless. This means that based on her signature she initiated this currency to be created and therefore was loaned to her by the FR in the private from her strawman her name in all capital letters and borrowed by the bank on the public side. Banks don’t have any of their own money. Please tell me that this is not what you believe? In fact according to Federal Banking Laws it is against regulation for them to loan their depositors FRN’s. This currency does not come from Banks. It comes from the people. Get some education because based on your comments you sound like you live in a box. It sounds like your parents locked you up in your bedroom for the last 40 years and you have not a clue what you are talking about. There are plenty of websites to go to. Here is the bottom line is simple. The Federal Reserve owns everything, we as people have nothing of value to give to them, we are only in use of these things, ie homes, cars, etc. We are only trustees. Let’s just say that you paid off your home. Are you the owner? Try not paying your property taxes for more than 3 years and we will see who the real owner is. If this is the case why is our title “Joint Tenants” or “Tenants in Common”? Or how about the term Eminant Domain? If you are truly an owner can it be taken away just because an agency wants to take it? No. Get educated stop being a waste of space, or wasteless eater. You know that is what the Elite think of you right?
June, Please for the sake of all mortgage diligent paying homeowners GO AWAY !! You tried to build a mini Trump empire and failed, admit your mistake and go on with life. Rent somewhere and try and build up a down payment on a small place. You defaulted on your payments plain and simple. The legalese you spew is simply to cover up your serial mortgage defaulting. FACT : If you had paid your mortgage you would not be here today in this predicament. FACT : You did not pay your mortgage for several months. The bottom line, you did not pay now GO AWAY !!
It’s so easy to judge someone else, isn’t it? Yes, June did make mistakes like millons of other people. The fact remains that she filed for bk protection of her primary residence. What happened to that? Why didn’t the laws protect her? And why did the entire community of San Diego not support her? Don’t these people realize they could be next?
The fraud in the mortgage business is running wild! So many people don’t even realize they a victim to this abuse until they have already lost their home and are looking at a judgement for amounts they really don’t owe.
This woman is a total scam artist and makes me sick. She says she is a victim of predatory lending? Oh my god, I found a post she did on Zillow back in February 2008 giving someone advice to do a no momey down 100% financing loan! She is a realtor so PLEASE give me a break if she does not know the diffeernce and risks associated with any type of ARM versus fixed. She also bought said home for $198K with a fixed low rate loan. Hmmm, had she not been greedy she would be sitting pretty in her home at about a 4.25% rate and heck she could even have it paid off by now!! Here is the link to the Zillow post (search for June)
Reporters should do some research before jumping on the bandwagon. This woman bought her home at an affordable rate, then refinanced several times, pulling more and more cash out of her home loans each time (essentially, behaving as though her home was her own personal ATM). She even admits that she took that money and put it into her business, which then failed. How does she have any right to be angry? She made a really stupid financial decision, took advantage of the system, got wads of cash in her bank account and lost it all. She’s been greedy and stupid, and now she wants the taxpayers to bail her out. Well, I think before we bail her out she should be forced to give the government the several hundred thousand dollars that she pulled out the house. Until that happens, I’ll be there cheering as the sheriff cuts the chains and pulls her away from that cracker-box house.
Does this mean June Reyno is a low-down, no-good, dirty-rotten SCAMMER trying to CHEAT the bank out of a free house. Oops, she lost it in 2009.
I got in contact with her to explain the only reliable way to beat the bank ethically: find out how she got injured at the inception of the loan, and then attack for related contract breaches, unconscionability, fraud and other torts, regulatory breaches, legal errors, appraisal fraud, etc. But NO. She refused to do that because, I guess, it seemed way too simple and sensible, and not as much fun as whining about securitization, bifurcation, the vapor money theory, etc.
Just google Mortgage Attack to find out how to save your house and beat the crooks associated with the lending business.
June Reyno- I unfortunately was introduced to June through a property purchased by my employer at Trustee sale. June was the former mortgagor’s advisor and POA. She has filed fraudulent TRO’s against me, my employer, and has recorded a fraudulent deed. She was evicted by the sheriff and had to be removed from the property several times after. We are in a nightmare and it is costing thousands of dollars in attorneys fees, security monitoring, inspections, etc. I would like to post on your sight but do not want any portion of my name shown.
June is back at it again. Can’t afford a house….so move an hour away and try another county !! What an IDIOT!
http://www.facebook.com/OccupyRiverside/posts/599766813370484?utm_source=twitterfeed&utm_medium=twitter
http://www.jailbase.com/en/arrested/ca-rcsd/2013-02-01/june-reyno-201304858
This woman is now going around telling home owners in
default she can save their home for a fee. It’s obvious she cannot do that
after she lost all her homes. Does anyone know if she has ever been punished
for what she did? I don’t know how she has not been put in jail. She is a total
scammer. I’m closing a short sale, in 5 days and she is trying to get my client
to cancel escrow to work with her on saving his home. If people want their
homes they should make the payments like those like us that have worked hard to
make our payments
Another thing, What if I told you that all Deeds of Trusts were not written in the truth language. Have you heard of Syntax and Quantum Language? So if these documents were written with nothing but lies that would make it fraud right? Well what does the Supreme Court rulings say about fraud. “Fraud vitiates all solemn contracts and rulings.” What does a Fact + a Fraud equal to? All deeds of trusts were written in fraud and this is a fact. Study up on the truth language it is how Bill Clinton got out of his problems with his impeachment and criminal charges. Do some research.
Another thing, What if I told you that all Deeds of Trusts were not written in the truth language. Have you heard of Syntax and Quantum Language? So if these documents were written with nothing but lies that would make it fraud right? Well what does the Supreme Court rulings say about fraud. “Fraud vitiates all solemn contracts and rulings.” What does a Fact + a Fraud equal to? All deeds of trusts were written in fraud and this is a fact. Study up on the truth language it is how Bill Clinton got out of his problems with his impeachment and criminal charges. Do some research.
Well said Jr Wilson, You know what your taking about. Most american don’t even know what a deed of trust is. How can they comprehend this matter. We the people need to open our eyes and become conscious about these matter or else the bankers will take us to the cleaners.Â
Steve Rhode, I think you are an idiot. Obviously you know nothing about the financial system. I work in it everyday and I am connected with the Big Boys. What I can tell you is that what do you think money is based on Gold. First of all there is no Money. Where do you think FRN’s come from? You know the green stuff in your pocket. Any thoughts? Well here is a hint. FRN’s only come from one place. FRN is the acronym for what? Federal Reserve Notes. Your anser is in the name. From the Federal Reserve, very good. Our money system is based on debt. There is no commodity that backs it. Why? Because it is easier controlled that way. Who owns the Federal Reserve? Is it the Federal Government? No! It is owned by private individuals. I am not going to mention any names but they are the most powerful families in the world. I am sure if you just did a little investigation or received any kind of education you will find out who they are as opposed to listening to some idiot real estate investor that you took his dumb ass saying from. Are you familiar with Notes? Well there are all types of them. Federal Reserve Notes, Promissory Notes, Long Term Notes, Medium Term Notes, I can go on and on and on. Do you know what are done with these notes which are based on debt that are referred to as bank instruments? They are monetized, fractionalized which is how our system was set up. It is called The fractional banking system. I suggest read Modern Money Mechanics and get educated on our system before you start even talking about something that you have no idea what you are talking about. Another book you can read is Black’s Law Dictionary which is the bible to business. All judges use this book as a reference and this is what is studied by all Law Students. The point is that FRN’s were created by the signature that June put on the promissory note. Had she not have signed it the document would have been useless. This means that based on her signature she initiated this currency to be created and therefore was loaned to her by the FR in the private from her strawman her name in all capital letters and borrowed by the bank on the public side. Banks don’t have any of their own money. Please tell me that this is not what you believe? In fact according to Federal Banking Laws it is against regulation for them to loan their depositors FRN’s. This currency does not come from Banks. It comes from the people. Get some education because based on your comments you sound like you live in a box. It sounds like your parents locked you up in your bedroom for the last 40 years and you have not a clue what you are talking about. There are plenty of websites to go to. Here is the bottom line is simple. The Federal Reserve owns everything, we as people have nothing of value to give to them, we are only in use of these things, ie homes, cars, etc. We are only trustees. Let’s just say that you paid off your home. Are you the owner? Try not paying your property taxes for more than 3 years and we will see who the real owner is. If this is the case why is our title “Joint Tenants” or “Tenants in Common”? Or how about the term Eminant Domain? If you are truly an owner can it be taken away just because an agency wants to take it? No. Get educated stop being a waste of space, or wasteless eater. You know that is what the Elite think of you right?
Steve Rhode, I think you are an idiot. Obviously you know nothing about the financial system. I work in it everyday and I am connected with the Big Boys. What I can tell you is that what do you think money is based on Gold. First of all there is no Money. Where do you think FRN’s come from? You know the green stuff in your pocket. Any thoughts? Well here is a hint. FRN’s only come from one place. FRN is the acronym for what? Federal Reserve Notes. Your anser is in the name. From the Federal Reserve, very good. Our money system is based on debt. There is no commodity that backs it. Why? Because it is easier controlled that way. Who owns the Federal Reserve? Is it the Federal Government? No! It is owned by private individuals. I am not going to mention any names but they are the most powerful families in the world. I am sure if you just did a little investigation or received any kind of education you will find out who they are as opposed to listening to some idiot real estate investor that you took his dumb ass saying from. Are you familiar with Notes? Well there are all types of them. Federal Reserve Notes, Promissory Notes, Long Term Notes, Medium Term Notes, I can go on and on and on. Do you know what are done with these notes which are based on debt that are referred to as bank instruments? They are monetized, fractionalized which is how our system was set up. It is called The fractional banking system. I suggest read Modern Money Mechanics and get educated on our system before you start even talking about something that you have no idea what you are talking about. Another book you can read is Black’s Law Dictionary which is the bible to business. All judges use this book as a reference and this is what is studied by all Law Students. The point is that FRN’s were created by the signature that June put on the promissory note. Had she not have signed it the document would have been useless. This means that based on her signature she initiated this currency to be created and therefore was loaned to her by the FR in the private from her strawman her name in all capital letters and borrowed by the bank on the public side. Banks don’t have any of their own money. Please tell me that this is not what you believe? In fact according to Federal Banking Laws it is against regulation for them to loan their depositors FRN’s. This currency does not come from Banks. It comes from the people. Get some education because based on your comments you sound like you live in a box. It sounds like your parents locked you up in your bedroom for the last 40 years and you have not a clue what you are talking about. There are plenty of websites to go to. Here is the bottom line is simple. The Federal Reserve owns everything, we as people have nothing of value to give to them, we are only in use of these things, ie homes, cars, etc. We are only trustees. Let’s just say that you paid off your home. Are you the owner? Try not paying your property taxes for more than 3 years and we will see who the real owner is. If this is the case why is our title “Joint Tenants” or “Tenants in Common”? Or how about the term Eminant Domain? If you are truly an owner can it be taken away just because an agency wants to take it? No. Get educated stop being a waste of space, or wasteless eater. You know that is what the Elite think of you right?
June, Please for the sake of all mortgage diligent paying homeowners GO AWAY !! You tried to build a mini Trump empire and failed, admit your mistake and go on with life. Rent somewhere and try and build up a down payment on a small place. You defaulted on your payments plain and simple. The legalese you spew is simply to cover up your serial mortgage defaulting.
FACT : If you had paid your mortgage you would not be here today in this predicament.
FACT : You did not pay your mortgage for several months.
The bottom line, you did not pay now GO AWAY !!
It’s so easy to judge someone else, isn’t it? Yes, June did make mistakes like millons of other people. The fact remains that she filed for bk protection of her primary residence. What happened to that? Why didn’t the laws protect her? And why did the entire community of San Diego not support her? Don’t these people realize they could be next?
The fraud in the mortgage business is running wild! So many people don’t even realize they a victim to this abuse until they have already lost their home and are looking at a judgement for amounts they really don’t owe.
This woman is a total scam artist and makes me sick. She says she is a victim of predatory lending? Oh my god, I found a post she did on Zillow back in February 2008 giving someone advice to do a no momey down 100% financing loan! She is a realtor so PLEASE give me a break if she does not know the diffeernce and risks associated with any type of ARM versus fixed. She also bought said home for $198K with a fixed low rate loan. Hmmm, had she not been greedy she would be sitting pretty in her home at about a 4.25% rate and heck she could even have it paid off by now!! Here is the link to the Zillow post (search for June)
http://www.zillow.com/advice-thread/Buying-home-for-first-time-Issues-with-down-pymnt-closing-costs/21831/
Reporters should do some research before jumping on the bandwagon. This woman bought her home at an affordable rate, then refinanced several times, pulling more and more cash out of her home loans each time (essentially, behaving as though her home was her own personal ATM). She even admits that she took that money and put it into her business, which then failed. How does she have any right to be angry? She made a really stupid financial decision, took advantage of the system, got wads of cash in her bank account and lost it all. She’s been greedy and stupid, and now she wants the taxpayers to bail her out. Well, I think before we bail her out she should be forced to give the government the several hundred thousand dollars that she pulled out the house. Until that happens, I’ll be there cheering as the sheriff cuts the chains and pulls her away from that cracker-box house.