Ask The Get Out of Debt Experts Medical Debt

I Was Told to Just Throw the Hospital Bill in the Trash. – Paul

“Dear Steve,

i am from Charlotte NC my name is Paul

i don’t have medical insurance because i cant afford payment

i am just student

my question is what happen if i don’t pay hospital bills ?

what happen if i don’t pay doctor bills?

what happen if i don’t pay my credit card death?

here in NC lots of people don’t have insurance and they went to ER and they don’t pay bills … they told me we just throw in trashcan

can u help i need good suggestion for hospital bails and doctor bills and credit card bills payment


Dear Paul,

First off, you should use my public benefits finder tool to see if you are eligible for any public benefits, such as Medicaid, that may cover your health bills.

If you run up financial obligations, like a hospital bill or credit card debt and can’t pay, in North Carolina your wages can’t be garnished. But you can still be sued and your bank account could be levied. Additionally, will you always live in North Carolina?

To summarize, you will either need to deal with the accumulated debts now, or in the future. If you leave those debts unresolved it will hurt your credit report and your future chances to get ahead, buy a house and get credit.

How much debt do you have?

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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