Scam Reporter

Lloyd Ward & Associates – Consumer Complaint – 5-24-2012

Written by Consumer

Consumer Statement:

Contracted with Lloyd Ward and Associates in September 2010 to get out of credit card debt. They have taken my money b/c all the money that goes into your “savings” ends up going directly to them, provided no settlement offers to my creditors, have had lawsuits filed against me, a judgment and my wages garnished. I had to file bankruptcy to stop the garnishment and the bleeding from their taking my money and doing absoulely nothing.

Consumer Action Taken:

I had numerous conversations with it attempting to rectify this situation to no avail. I sent them a demand letter on May 2, 2012 (as stated in your “how to recover your money”) giving them until today, May 24, 2012 to refund $5,240.73. To date, I have heard nothing from them besides a phone call the day they received my demand telling me they needed a “verbal” statement that I was cancelling my services. I informed the represeentative to read my demand letter because it was very clear.

Date This Problem Happened: December 19, 2011

State You Live in: Louisiana

Race/Ethnicity: Black or African American

Age Range: 36-50

Total Amount of Fee Paid: $5,240.73

Company Name: Lloyd Ward & Associates

Company Address:

Company Telephone Number:

Website of Company:

If you feel you’ve been financially hurt by a debt relief company and deserve a refund, read these step-by-step instructions on how to proceed to attempt to get your money back.

If you do get your money back, come back and leave a comment about it. I’d love to praise companies that step-up and do the right thing for people.

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If you are the company named in this report and you want to respond, please read How to Handle a Consumer Complaint Like a Pro And Come Out Smelling Like a Rose

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About the author


This is information that was submitted by a third party and not generated by or Steve Rhode.


  • Since i am with them also, I am curious, how did he (above) know if they had or had not paid any of the monies to the credit card company? Did he call them directly?  B/c it is in the contract that the law firm will collect all the money they need until they have the previously negotiated amount (negotiated between the lawyer and the c/c co.) then they can make the one payment to the credit card company.   

    • You know b/c they have to let you know when they have negotiated a settlement with the cc card company. The first 2 years , your money is going to pay there fees and not the cc companies. At this point, the cc companies want their money and begin to get aggressive in the collection efforts-hence filing lawsuits and getting judgments against you. My suggestion to you is to get out now!!!

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