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Can I Get My Repossessed Truck Back if I File Bankruptcy? – Melissa

“Dear Steve,

Truck repoed yesterday and they want us to pay 22,000 in 10 days

is it true if we file for bankruptcy we can ask for the truck back or is there anyway we can get it back we dont have that much and its our only means of transportation for my 3 kids


Dear Melissa,

You might be able to if you act quickly and meet with a local bankruptcy attorney right away. But beware, you will need money to pay for bankruptcy and if you didn’t have obey to make the truck payments will you have money to pay for bankruptcy help?

However, if you have other debts the bankruptcy may discharge you unsecured debts and make it easier to get back on track with the truck you need for transportation.

You can click here to find a local bankruptcy attorney and discuss your situation with them.

Let me now what you wind up doing.

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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