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Falling Behind and Living Check to Check. What Should I Do?

“Dear Steve,

I have too many bank loans from various financial institutions.

I have falling behind and I am living check to check to the point where it is hard to pay my bills. Can I consolidate the loans or is that a bad option. I really don’t want to get more loans I don’t know what to do.


Dear Omari,

There isn’t enough information for me to really answer this question. Please consider a free appointment with a debt expert to discuss your options and get you headed in the right direction.

Please post your responses and follow-up messages to me on this in the comments section below.

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • P~

    I agree with Steve. Without knowing everything you are going through it is hard to say, but I think it would be wise for you to consider going to a expert who can thoroughly evaluate your specific situation and advise you of what they think would be best for you. I know it is scary to think about starting another loan when you are in debt already up to your ears (I am going through the same thing), but at least getting an expert to evaluate your unique needs will give you an idea of all the options available to you that would be better suited for your specific needs before you have to commit to another loan. Best of luck to you and I hope you get the relief you need.

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