The latest Get Out of Debt Guy show.

Damon Day and I talk about the big changes in the debt relief world over the past year.

We talk about about how many debt relief companies have failed and how new rules from the FTC have altered the way the debt relief world works.

We talk about what people should do if they are facing the demise of their debt relief company and what action they should talk based on the reality of their situation at the time.

Times have significantly changed and people now struggle to afford any sort of debt relief solution because those that are in trouble are finding it tough to even afford to pay for bankruptcy.

We continue to talk about how bankruptcy is a real and effective option for people and should not be discounted based on a perceived stigma with bankruptcy.

The issue of who can you trust to give you good, fair, and balanced advice with debt problems becomes the focus of our conversation.

Then we chat about how to best select a debt relief company to work with and shop them around.

We talk about the problems of waiting till the last moment to take action and begin to address their debt.

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