We could not afford our house and tried for 2 years to get a loan modification with our bank, after trying almost anything that could help us (also we contacted you) and got very valuable information, we were able to see light at the end of the tunnel, but I want to tell you that we work with a non-profit organization name NACA and they were able to get us a trial with our bank and now after a long year of negotiations through NACA our bank offer us a loan modification, thanks to the help of naca. We would like to tell you this because a see how many people is desperate to keep their houses as we did. I know every case is different and what works for us may not work for others , but NACA like you do not charge a penny for their services!! Have you hear about them??
After doing your investigation about this organization (that helped us way beyond their duties, without any charge) can you pass the information to the people who are in foreclosure and need real help? . Thank You for all your help and I hope this information can help others.
NACA is Neighborhood Assistance Corporation of America and is a HUD Housing Counselor that can provide free mortgage services to consumers. The cost of services is paid by taxpayers. There are a number of HUD Housing Counseling agencies across the country.
The NACA website is NACA.com.
NACA has been around for quite a while and has both cheerleaders and some detractors. Here is one story of how things didn’t quite work out as hoped, NACA’s “Save the Dream Tour” Now Disappointing Thousands in Phoenix?
Interestingly the BBB offers a very confusing message along with their no rating for this company. They say:
This 501(c)4 organization has a BBB Rating of No Rating because this is is not a business. BBB only issues a BBB rating on a business. This organization is also not a charity and therefore BBB would not issue a BBB Charity Report. – Source
Yet the company appears to be a current corporation registered in Massachusetts.
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