I owe the company where i got married about 2,000 dollars, i know its a small amount but right now its harder than ever to come up with even a small portion of that. My husband just recently went back to work after being ill for about 9 months and things are really tough right now. I cant get a loan anywhere and im terrified of going to court, ive never been! I just recently recieved 2 letters in the mail from 2 different law offices saying i have 20 days to file a written but they were basically offering their services should i choose to hire a lawyer, other than that, i have not been served papers with a set court date or anything and have not been contacted by anyone in regards to this debt i owe, what do i do? wait for my papers? Please help im terrified!
First off, I know this is easy for me to say, but take a deep breath. The fear of the unknown is what scares most. Don’t let this terrify you. It is what it is.
You really only have a few real logical options here.
- You can pay the debt.
- You can come to some payment agreement with the place to repay your debt.
- You could always filed bankruptcy but admittedly it is a small balance due.
- You can let them sue you and they will probably go for a judgment and maybe a wage garnishment. That really depends on what state you live in.
It sounds like a case might have already been filed against you. Call your local county court house and ask them to lookup your name to see if there is anything there.
Please post your responses and follow-up messages to me on this in the comments section below.