Latest Posts • Latest Episodes • Free Tools

Is Universal Fidelity Legit or a Scam?

Quick Answer: Universal Fidelity appears to operate questionably based on consumer complaints, with reports of demanding only debit/credit card payments and failing to provide payment statements. This consumer paid $70 in fees to Universal Fidelity for an alleged $140 Hollywood Video debt but received no further documentation after making two $35 payments.

Consumer Statement:

I was also sent a letter from Universal Fidelity on behalf of Hollywood video that said I owed almost $140.00 which I thought was strange because I didn’t remember owing a bill to them before the went out of business. But I was trying to get a job that takes your credit into account before you are hired, so I called the number listed. They told me that the only way they could accept payment was on a debit or a credit card.Which was also strange to me. So I went and bought a Wal-mart Debit card.So far I have made 2 payments of 35.00 with fees and have gotten no further statements of what is owed in the mail

Consumer Action Taken:

The part the headline left out

Each weekday I send one short email: one money story that caught my attention, why it might matter to you, and one manageable thing you can do with it. A couple of minutes, and a dad joke.

In the latest issue (Oct 16): The check that looks like a scam may be real

Free. I sell nothing. Unsubscribe any time.

Or read a few issues first

So I went and bought a Wal-mart Debit card.So far I have made 2 payments of 35.00 with fees and have gotten no further statements of what is owed in the mail

The Daily Money Brief — Free, at 10 AM

Money you may be owed, scams to dodge, and the fine print decoded — the consumer money news that affects your wallet, every weekday.

No spam. Your email stays private.

Date This Problem Happened: June 25, 2012

State You Live in: North Carolina

Race/Ethnicity: White

Age Range: 21-35

Total Amount of Fee Paid: $70

Company Name: Universal Fidelity

Company Address:

PO Box 219785
Houston, Texas 77218-9785

Company Telephone Number: 281-647-4156

Website of Company: uflp.com


If you feel you’ve been financially hurt by a debt relief company and deserve a refund, read these step-by-step instructions on how to proceed to attempt to get your money back.

If you do get your money back, come back and leave a comment about it. I’d love to praise companies that step-up and do the right thing for people.

Free Newsletter

Your Money Actually

The unfiltered debt takes I can't fit on this site — for people making good money who are still drowning in debt.

Scam reports are submitted by consumers like you. If you would like to file a scam report, please click here.

If you are the company named in this report and you want to respond, please read How to Handle a Consumer Complaint Like a Pro And Come Out Smelling Like a Rose

Before You Sign Anything: Run any debt relief contract through the free Contract Decoder to spot hidden fees and unfair terms. Check the company’s complaint history with the Scam-O-Meter.

Compare Your Real Options: Most debt relief companies won’t tell you about all your options — especially the ones they can’t profit from. Credit counseling has a 21-27% completion rate. Settlement resolves about 1% of enrolled debts fully. Bankruptcy has a 95% discharge rate — and protects your retirement. Take the Find Your Path quiz for a recommendation based on your actual numbers.

author avatar
Consumer
This is information that was submitted by a third party and not generated by GetOutOfDebt.org or Steve Rhode.

Leave a Comment