Once Cloud Legal, now Paul A. Herman, PA, promised to resolve debts with 4 companies. After 12+ months, nothing had been resolved. When a progress report was requested, they could provide nothing more than the original letters to my creditors. When asked to provide evidence of registration with the Colorado Attorney General’s office (as required by Colorado law), they ignored this request. The only response to the letter we sent as directed by this website (thank you!) has been numerous phone calls attempting to convince me to continue with their program. No refund has been offered.
Consumer Action Taken:
The only response to the letter we sent as directed by this website (thank you!) has been numerous phone calls attempting to convince me to continue with their program. No refund has been offered.
Date This Problem Happened: August 2, 2011
State You Live in: Colorado
Race/Ethnicity: Hispanic or Latino
Age Range: 36-50
Total Amount of Fee Paid: $2,500
Company Name: Cloud Legal – Paul A Herman, PA
20423 State Road 7
Boca Raton, FL 33498
Company Telephone Number: 800-269-4685
Website of Company: paherman.com
Consumer Letter Attached to Complaint:
July 23, 2012
Law Offices of Paul A. Herman, P.A.
20423 State Road 7, Suite F6-4777
Boca Raton, FL 33498
After reviewing the services performed on my behalf by your company, I do not believe your actions warrant the fee in my original agreement with S. Tracy Long, dba Cloud Legal Services.
It has also come to my attention that under Colo. Rev. Stats. § § 12-14.5-201, et.seq., all debt management companies, including lawyers, must be registered with the Colorado Attorney General’s office. Furthermore, according to their website1:
“A provider must also first provide you with an education about the management of personal finance, prepare a financial analysis, and provide you with a suitable payment plan, if applicable. The materials must include a list of the creditors and whether they will participate in the plan of grant concessions.
A provider is further obligated to give you a separate disclosure including the name and business address of the provider, a notice that debt-management plans may adversely affect your credit rating or score, that plans are not suitable for everyone and there are other avenues you should ask about, that the provider may receive compensation from the creditors, and that settlement of debt may result in taxable income to you.
Until you have signed and entered into an agreement with a provider, the provider may not impose fees and charges for debt-management services. The law makes further requirements on providers with regards to fees as outlined under Colo. Rev. Stats. § 12-14.5-223.
You may cancel an agreement with a provider before midnight of the third business day after you assent to it. If a provider is not properly registered at the time you enter into an agreement, that agreement is voidable by you.”
As I have never received those items in bold above, under this Statute and based upon my dissatisfaction with the services I have received, I request a full refund of all monies paid to date by August 15, 2012. Additionally, I request that you cease all correspondence with my creditors and provide me with any and all communications you have received on my behalf from them.
Please note that my mailing address has changed and I wish all future correspondence to be sent via US Postal Service to the following:
If a full refund is not issued, a copy of my complaint will be sent to the Colorado Attorney General’s office, the Florida Attorney General’s Office, the Denver Better Business Bureau, the Federal Trade Commission, the Colorado Bar Association and the Florida Bar Association.
cc: Esquire Litigation Support
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6 thoughts on “Cloud Legal Services – The Law Offices of Paul A. Herman, PA – Consumer Complaint – 9-11-2012”
Can someone tell me if Cloud Legal can be trusted? They used to be called Fidelity Land Trust when I first started with them and then when they attorney general started looking into them they changed it to Prometheus trust, but now they made me sign new papers again that say Cloud Legal and tell me everything is still going as planned with the same case and same attorneys but I see that cloud legal has this complaint so I want to make sure that they are trustworthy. Can anybody help me?
I’m alarmed at what you are saying. Can you please supply me with documentation that shows they are doing this. You can get it to me at https://getoutofdebt.org/confidential-tip-form/
You need to contact Fulvio “Joe” Gentile of the Fl AG office and advise him what has transpired. They are asking all clients of Fidelity Land Trust who have been contacted after the injunction shutting them down to inform them what is going on. They are violating the action and are soon to be charged with contempt for continuing to charge clients and trying to circumvent the order
Fulvio J. Gentili at AG office 954-712-4600 Joe.Gentili@myfloridalegal.com
Paul A Herman and Esquire Litigation Support are the same attorney and paralegal firm for August Belmont & Co. (both owned by Larry Diodato of The Center For Legal Justice and E-Limidebt fame ). You will find a great deal of information on this site about Larry Diodato and his associates including Ed Cherry aka Ed Tudor, Paul Herman, Howard Feinmel as well as Fidelity Land Trust, a company Larry Diodato’s telemarketers from August Belmont & Co. are soliciting for. The Florida Bar is well aware of these gentlemen. Trust me. File your complaint as it may very well be the straw that breaks the camels back.
I would start with the Florida Bar. You’ll probably get more traction than you will with the AG’s office, which is swamped.