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CapQuest UK is Demanding Payment. – Ian

Cap quest recently purchased a debt from a creditor and are sending me threatening letters demanding payment

Is this debt legally void or do i have to pay?


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Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

1 Comment

  • Ian,

    I’m not sure what you mean by “void.” Did a court void or invalidate the debt? Did you prove that it was not your debt?

    If this was a legitimate debt that you incurred then it isn’t likely to be voided. Selling a debt doesn’t void it and time doesn’t void it. Perhaps you are wondering if you have to pay it. States do have laws that restrict the amount of time a collector has to bring legal action against a debtor. After the statute of limitations expires, the risk of judgments and garnishments diminishes greatly. The debt still exists and the collectors can still demand payment.

    If you do not want to be reminded of the debt you can notify the collector in writing that you do not want to contacted and you will then receive only legal notices. 

    Good Luck!

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