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Cash America Says They Are Going to Arrest Me for an Old Loan. – Melissa

“Dear Steve,

I got a phone call from a number in New York Claiming I owe money to Cash America and I am being suied and will lose my job and be arrested. I have not taken a loan from cash america and the number is 516 302 1077. They really scared me, cause they knew the last four digits of my social.

Is this a scam? I am very scared. I can not have them calling my work, or arresting me, but they didn’t even have my job positon right to where I work owed 489.00 but will have to pay over 8000.oo in court fees.

Melissa”

Dear Melissa,

Sounds to me like the classic fake debt collector scam. See this post.

I would bet that if you never took out a Cash America loan that at one time you took out a payday loan or a web based loan from another company. Your personal information was probably sold and now some scammer is trying to scare you into paying something you probably don’t owe.

Do You Have a Question You'd Like Help With? Contact Debt Coach Damon Day. Click here to reach Damon.

There are two easy remedies for this to ease your mind.

The easiest would be for you to call Cash America at 800-223-8738 or by email them at customersupport@cashamerica.com and ask them if you actually have an outstanding loan with them.

If the collector calls back again, stay calm, and ask them for the case number and the county where they claim to have sued you. Then call the local court house there and ask them if they can confirm the case number.

The other option is that at one time you did take out a Cash America loan that was not repaid and the debt is valid. A bad collector might use such tactics to manipulate you but if so, they’ve stepped way over the line.

Do some research and let me know what you find out.

Please post your responses and follow-up messages to me on this in the comments section below.

Damon Day - Pro Debt Coach

See also  FBI Pissed About Phony Debt Collectors of Payday Loans Pretending to be FBI Agents
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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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