The Get Out of Debt – “How To” Guide Series

Most Popular Guides

• Those That File Bankruptcy Do Better Than Those That Don’t
• Why Income Based Student Loan Payments Can Be a Terrible Trap
• The Fine Art of Getting Out of Debt
• How to Try to Get a Refund From a Debt Relief Company
• The Ultimate Guide to Dealing With Student Loans You Can’t Afford
• Money Personality Quiz and Test. What Are Your Spending Habits?
• The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line
• These Private Student Loans Can Be Easily Discharged in Bankruptcy
• Top 10 Reasons You Should Stop Paying Your Unaffordable Private Student Loan

Bankruptcy Advice

• Those That File Bankruptcy Do Better Than Those That Don’t
• How to Know if You Should File Bankruptcy
• So You Are Going to File Bankruptcy. That’s Great News. Congratulations.
• Easily Rebuild Your Credit After Bankruptcy

Life After Bankruptcy

• How Long After Bankruptcy Can I Buy a House?
• How to Rent a Lovely Home or Apartment After Bankruptcy
• Life After Bankruptcy – The Truth
• How to Easily Rebuild Your Credit and Have Good Credit Again After Bankruptcy

Filing Bankruptcy Yourself

• Filing Bankruptcy Yourself, Pro Se

Budgets and Budgeting

• Do You Need a Budget, Really? Why Budgeting is a Waste of Time for Many.
• Here’s How to Build the Best Budget
• The Budget Reality of Digging Out of Debt

Calculators and Tests

• Money Personality Quiz and Test. What Are Your Spending Habits?
• How to Get Out of Debt Calculator
• The Hidden Cost of Credit Counseling and Debt Settlement

Credit Counseling

• Consumer Credit Counseling Pros and Cons. My Ultimate Guide to Understanding How Credit Counseling Really Works.
• The Hidden Cost of Credit Counseling – Calculator

Credit Score / Credit Repair Advice

• The Get Out of Debt Guy Free and Easy Credit Repair Guide
• How to Easily Rebuild Your Credit and Have Good Credit Again

How to Handle the Bills After Death

• Widow or Widower: How to Handle the Bills After the Death of a Loved One
• How to Handle Collection Calls For A Deceased Person’s Debt
• Past Article on Bills After Death

Debt Collector and Debt Buyer Articles

• The 10 Best Ways to Deal With the Debt Collector
• Can I Send a Cease and Desist Letter to a Debt Collector?
• Debt Validation Finally Defined. What You Should Ask a Collector or Creditor for to Validate a Debt.
• How to Defend Yourself If You Are Sued by a Debt Buyer
• A Paper Worth Reading: Robo-Signing and Lack of Proof in Debt Buyer Cases

Debt Collector Help

• Four Magic Words to Get Out of a Debt Collector Lawsuit
• How to Dispute and Ask a Debt Collector to Validate a Debt
• How to Deal With The Debt Collector
• Most Debt Buyer Lawsuits Foiled By Inability To Prove Debt Owed

Debt Consolidation Loans

• The Ultimate Debt Consolidation Loan Guide: Getting Approved, Acting Smart, and Being Wise
• Best Debt Consolidation Loans

Debt Relief Program Issues or Problems

• How to Try to Get a Refund From a Debt Relief Company
• How to Avoid Getting Scammed When Getting Debt Help
• The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line
• 10 Must Do Steps to Find the Best Credit Counseling or Debt Settlement Company for You

Debt Settlement Advice

• Debt Settlement Pros and Cons. My No BS Guide to Settling Your Debt.
• The Hidden Cost of Debt Settlement – Calculator
• DIY Debt Settlement for Those Interested in Do It Yourself Debt Settlement – Podcast
• IRS Form 982 is Your Friend if You Got a 1099-C

Important General Get Out of Debt Advice

• The Get Out of Debt Guy 8 Easy Steps to Eliminate Your Debt Checklist
• How Do I Get Out of Debt Quickly? Change Your Mindset.
• How to Get Out of Debt. The Honest and Unvarnished Truth.
• The Truth About The Success Rates, Failure Rates and Completion Rates of Credit Counseling, Debt Settlement, and Bankruptcy

Discharge Your Student Loans in Bankruptcy

• How to Really Discharge Your Student Loans in Bankruptcy. Many Can. But Never Try.
• A Look at Sallie Mae and Other Student Loans Discharged in Bankruptcy in 2012
• Federal Student Loans Discharged in Bankruptcy. A Look at the Surprising 2012 Data and Cases.
• These Private Student Loans Can Be Easily Discharged in Bankruptcy
• All Student Loan Bankruptcy Discharge Articles

Getting Sued Over a Student Loan

• Being Sued for a Federal Student Loan? Don’t Panic. Read This!

Private Student Loan Help

• Top 10 Reasons You Should Stop Paying Your Unaffordable Private Student Loan
• Private Student Loan Lenders Silently Slash Debt But You Don’t Know It

Student Loan Default

• How to Borrow Your Way Out of a Student Loan Default and Lower Your Payment

Student Loan Forgiveness and Discharge Information

• The Ultimate Guide to Dealing With Student Loans You Can’t Afford
• Obama Student Loan Forgivess Program
• Military Student Loan Forgiveness and Discharge Programs
• Student Loan Forgiveness or Discharge Can Create a Huge Tax Bill. Watch Out!

Watch Out for Student Loan Assistance Programs

• Student Loan Assistance Rescue Scams On the Rise – Buyer Beware
• Student Loan Assistance Report Out. Shows Danger of Such Programs.

Administrative Wage Garnishment

• The Easiest Way to Stop a Student Loan Wage Garnishment – Loan Rehabilitation

Student Loan Consolidation Information

• Student Loan Consolidation Payment and Interest Rate Calculator
• Student Loan Consolidation Opportunities and the Best Way to Lower Your Student Loan Payments
• Federal Direct Consolidation Loan Online Calculator

Specific Federal Student Loan Repayment Program Information

• Standard Repayment Plan
• Graduated Repayment Plan
• Extended Repayment Plan
• Income Based Repayment Plan

Maybe College Isn’t the Answer

• Maybe You Should Not Go to College