Latest Posts
Home > Ask The Get Out of Debt Experts > How Do I Cancel My Contract With Debt Defense Service I Just Signed Today? – Ed

How Do I Cancel My Contract With Debt Defense Service I Just Signed Today? – Ed

“Dear Steve,

Owe approximately $35,000 to credit card companies . I’m 68 yr old on ss. I was paying until i assisted a family member. I am 5-6 month behind.

I signed a contract with debt defense service today’ 1-10-13. I would like to cancel. How do I do that?


Dear Ed,

Regarding your financial situation, you are a classic example of someone who needs to explore bankruptcy not a repayment plan. If your only income is from social security, putting you on a repayment plan, in my opinion, is the exact wrong thing to do.

Regarding canceling your agreement with DDS or any company the first thing to do is to review the agreement you signed to see what the termination process is. In addition, you should send them an email and ask to cancel and ask for a response acknowledging the cancellation. If you don’t get an email acknowledging the cancellation and if you really want to protect yourself you can send your notice of cancellation by return receipt requested mail at your local post office.

I think if you promptly follow the above advice they won’t give you any grief at all. Although, expect any company you cancel with to try to talk you out of canceling. They will want to try to preserve the sale.

In your situation it might be prudent to just let them know you want to meet with a local bankruptcy attorney first before you continue. You can click here to find a local bankruptcy attorney. Who knows, maybe after meeting with the local bankruptcy attorney you’ll decide DDS was the thing you want to do.

Please post your responses and follow-up messages to me on this in the comments section below.

Get Out of Debt Free Hotline
debt settlement helpstudent loan help

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Damon Day

    Hello Ed,
    Out of curiosity what was it that caused you to change your mind and want to cancel the contract after enrolling?

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.


I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.