I just finished paying off my credit cards thru credit counseling, bought a house.
I then applied for credit card, got denied due to being in credit couseling.
How long should I wait to re-apply again?
In the mean time, what could i do to erased the credit counseling on my report?
When you enroll in a credit counseling program the credit cards you place in that program are generally closed by the creditor.
The issue you are facing is not that it might be reported you were in credit counseling but that there is a lack of recent credit usage reporting.
I don’t think it was solely the fact that you were in the program but that it might have been a number of years since current good credit has been reported on your credit report.
It’s actually very easy to rebuild good credit again, just follow How to Easily Rebuild Your Credit and Have Good Credit Again.
That will do the trick for you.
Please post your responses and follow-up messages to me on this in the comments section below.
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
- Multi-Level Marketers and Others on Notice to Stop Misleading Consumers - October 26, 2021
- How Do I Get My Money Back From Burlington Financial Group? - October 26, 2021
- My Experience with LPG Coast Processing is Totally Unacceptable - October 26, 2021