I just finished paying off my credit cards thru credit counseling, bought a house.
I then applied for credit card, got denied due to being in credit couseling.
How long should I wait to re-apply again?
In the mean time, what could i do to erased the credit counseling on my report?
When you enroll in a credit counseling program the credit cards you place in that program are generally closed by the creditor.
The issue you are facing is not that it might be reported you were in credit counseling but that there is a lack of recent credit usage reporting.
I don’t think it was solely the fact that you were in the program but that it might have been a number of years since current good credit has been reported on your credit report.
That will do the trick for you.
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