“Dear Steve,
In 2008 I took out a student loan to help me pay for expenses and be a mom without exhausting myself doing it.
I asked for $10000 and the guy convinced me to go with the full amount I was approved for which was $23000.
I was not able to graduate and now they are knocking down my door and I’m doing all I can to pay it back. I made a HUGE mistake by doing all of this and need it behind me for myself and my kids benefits.
Are there any debt relief resources, news, or help that you can recommend to get this taken care of?
Layla”
Dear Layla,
Are these private student loans of federal student loans?
Please post your responses and follow-up messages to me on this in the comments section below.
Sincerly,
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
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I sort of did the same thing. They started out being loans through the Dept of Ed and they have recently been sold to a different company, which makes me really nervous. I am afraid that they are going to become like a credit agency and start harassing me. I can say I have always kept in contact with those that hold my loan, so hopefully they won’t make the payments enormous when I start paying them back.