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Home   >   Ask The Get Out of Debt Experts   >   I Took Out a Student Loan to Cover Life Expenses and be a Mom. – Layla

I Took Out a Student Loan to Cover Life Expenses and be a Mom. – Layla

By on January 31, 2013

“Dear Steve,

In 2008 I took out a student loan to help me pay for expenses and be a mom without exhausting myself doing it.

I asked for $10000 and the guy convinced me to go with the full amount I was approved for which was $23000.

I was not able to graduate and now they are knocking down my door and I’m doing all I can to pay it back. I made a HUGE mistake by doing all of this and need it behind me for myself and my kids benefits.

Are there any debt relief resources, news, or help that you can recommend to get this taken care of?

Layla”

Dear Layla,

Are these private student loans of federal student loans?

Please post your responses and follow-up messages to me on this in the comments section below.

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

One Comment

  1. Tara L Preston

    January 31, 2013 at 4:07 pm

    I sort of did the same thing. They started out being loans through the Dept of Ed and they have recently been sold to a different company, which makes me really nervous. I am afraid that they are going to become like a credit agency and start harassing me. I can say I have always kept in contact with those that hold my loan, so hopefully they won’t make the payments enormous when I start paying them back.

    Reply

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