USA Payday Loan – Consumer Complaint – February 9, 2013

Consumer Statement:

On Thursday, February 7, 2013, I was applying for PayDay loans online. I connected with several, but did not secure a loan.

During the course of my search, I received an inbound call from the phone number (872)588-4088. The gentleman on the line said he was calling from USA PayDay Loan in response to my online applicaton for a PayDay advance.

He said due to an internal issue with their server that they were not sure if everything was transmitted correctly and asked me to verify the information that they had. I verified everything, including my bank routing number and account number. They said they were going to verify my information and call me back. When they called back, they said I had been approved for a $3500 loan, but that I would need to send the first payment of the 12-month loan in the amount of a little over $360.00 and that I had to transfer it to them via a Prepaid Reload Card.

I purchased a Vanilla Network Reload Card from a CVS s tore located at 220 E. Madison St. in Tampa, FL, (813)228-0175. It was purchased on February 7, 2013 at 1:27 PM. I then called USA PayDay Loan, was transferred to their Processing Department, and was asked for the Pin Number on the back of the card, which I provided.

They said they would verify the funds and call me when my loan was transferred/deposited in my bank account. When I checked with my bank and there had not been a deposit, I called USA back again and was told that the loan was on hold because I had a poor credit rating and would have to pay another $274.00 for them to release the loan to my account.

Red flags were everywhere, so I decided to check further into the company and found numerous complaints filed for the exact same scam. I called them back to get a refund and was told the funds were on hold and could not be released until at least Monday, February 11, 2013. I said that if I didn’t have the funds in my account within 24 hours that I was going to contact the police, The Internet Crime Complaint Center which is partnered w/FBI, and The National White Collar Crime Center.

See also  USA Payday Loan Scheme is a Total Scam. Run Away.

He then said he would have me arrested for not paying the additional $274.00 and hung up on me. I had my boyfriend, Jim Patterson, call and he was hung up on as well. I then went to my bank and closed my checking account because it was compromised and opened a new account.

Consumer Action Taken:

See above

Date This Problem Happened: February 8, 2013

State You Live in: Florida

Race/Ethnicity: White

Age Range: 21-35

Total Amount of Fee Paid: $370

Company Name: USA Payday Loan

Company Address:

1608 S. Ashland Ave. #65155
Chicago, Illinois 60608-2013

Company Telephone Number: 872-588-4088

Website of Company:

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9 thoughts on “USA Payday Loan – Consumer Complaint – February 9, 2013”

  1. Hello Every One,
    My Name is Mrs Barbara Arnold, i live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan lender Mr Potter Mark who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $35,000 USD and i payed for my husband surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me any more and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mr Potter Mark and i will advise anyone in genuine and serious need of loan to contact this GOD fearing man via [email protected] and i want you all to pray for this man for me


  2. Dear Applicant

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  3. Good Day,
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  4. I am Becky Daniel if you need a loan then contact Easy Loan Firm cos I just receive my loan from them a week ago without credit check and low interest rate of 2% without a cosigner, this is the email you contact them with [email protected]


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