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I Was Working With New Horizon to Settle My Debt. Can I Do It Myself? – Joann

Written by Steve Rhode

“Dear Steve,

I am working with a debt relief companyNew Horizon out of Florida. One of the credit card companies offerd me by mail a great payoff much less than I owe.Can I work independently to pay this off? Their contract is a bit threatening about they only dealing my credit issue.

Can I pay off that account on my own?



Dear Joann,

It’s my understanding that New Horizon Credit Counseling, vanished. If that’s the same company then you should read this article.

You can most certainly work with your creditors directly. After all they are your creditors.

If you have any concerns about your relationship with New Horizon I would urge you to give them a call and discuss your issues with them, if you can actually reach them.

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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