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Student Loan Service in California is Selling Me Student Loan Help. Is This Legal? – Ryan

“Dear Steve,

I have $43,540 in student loan debt. They are charging 1% of the payment and a monthly maintance fee.

Is this legal? How are they doing this? Seems to be a legit company and have a good BBB rating.


Drive Carefully

Dear Ryan,

If you want to pay some money for something you can do yourself. That’s your choice to do that. However I can’t see how it benefits you if you are paying a monthly fee.

Just today I wrote an article that talked about the rise of student loan assistance programs. See Student Loan Assistance Rescue Scams On the Rise – Buyer Beware.

All of the benefits Student Loan Service mentions on the front page of their website, you can get yourself for free without paying anyone. The money you save can be used to payoff your student loans faster.

Home « Student Loan Service

A search of Student Loan Service with the State of California, where they are located, could not find any LLC or corporation registered under that name.

Screen Shot 2013-02-19 at 4.47.23 PM

There is a company, NDP Services, Inc. that is listed at 4747 Viewridge Ave, Suite 220, San Diego, CA 92123 that the BBB lists as a related company.

Screen Shot 2013-02-19 at 5.06.00 PM

That also happens to be the location of Five Star Escrow and debt settlement company L3V3L (Level Thirty Three) as well. – Source, Source

While the BBB reports Coastal Credit Solutions is located in the same office as Student Loan Service and that the debt settlement company Level Thirty Three is a related company. – Source

Student Loan Service claims they are located at:

4747 Viewridge Ave
San Diego, CA 92123

And according to the Better Business Bureau the company owner is Anthony Murigu who we’ve written about before.

The director of operations is listed as Jason Blackburn, who has also appeared in other stories. – Source

I would suggest you call the Department of Education and talk to them about the consolidation services they offer for free.

I’m curious of Student Loan Service even mentioned to you these services are available for free from the Department of Education? Did they?

Student Loan Resources

You can use the following student loan resources to help reorganize, discharge or forgive your student loan payments.

The Overall Guide to Dealing With Student Loan Debt

Get Help For Your Student Loan Problem

Discharge Your Student Loans in Bankruptcy

Getting Sued Over a Student Loan

Private Student Loan Help

Student Loan Default

Student Loan Forgiveness and Discharge Information

Watch Out for Student Loan Assistance Programs

Administrative Wage Garnishment

Student Loan Consolidation Information

Specific Federal Student Loan Repayment Program Information

Maybe College Isn’t the Answer

Please post your responses and follow-up messages to me on this in the comments section below.

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Anon

    Can someone check this website out for me before I make a mistake and sink my money into it to get out of debt with my Federal student loan? I called them up and they gave me a spelle saying that if I gave them 1% of my Student loan debt of 60,399.00 that they could erase my loan pay it in full and put me on the IBR program and charge me 39.00 a year for 120 payments and then it would be forgiven…?

  • T

    Ryan, they are charging a fee to do the work for you. There is no rules to govern what they can charge. If you contacted them you probably didn’t know about the options they are selling you. Give them a try. Best, t

    • Damon Day

      Let me guess, you work for the company.

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