I have judgment against me placed a company called CACH LLC. I cannot contact them or the attorney that placed the judgment. In midst of refinancing home to pay off judgment. Lawyer says I need a pay off amount.
How can I get a pay off amount if I can’t get a hold of them? What if I never get a hold of them.
I wish I had a bit more information to go on but from what you told me and what I learned in my research I think you should look further into this judgment.
If this is the same CACH, LLC as the one I learned in my research, they may not have even been able to sue you and obtain a judgment against you for the debt in question. it may have been a zombie debt that had expired under the statue of limitations or a debt that they were not able to sue you for. Additionally, they appear to sue without any proof or validation that the debt is yours or true.
Much more information is needed to find out the specifics of your case and you’ll also need a lawyer to examine the legal merits of your case. But first, you’ll need a copy of the case to give to a lawyer to review.
The best way to locate these old cases is to get the court and case number off your credit report. I always recommend a consolidated credit report to learn that information. Not all credit bureaus have the same information so by getting a consolidated credit report you’ll have a better chance of getting all the details.
Next, armed with that information, contact the court that handled the suit against you and pay for a copy of the court records. Those records will give you critical information to help track down the lawyers and entity of the company that sued you.
Your mortgage broker should assist you if you still can’t locate the company or attorney since they will have a policy in place to address this issue.
I believe that CACH, LLC is located at:
370 17th Street
Denver, CO 80202-3050
Phone: (303) 296-3345
Fax: (215) 281-7522
4340 S. Monaco St.
Denver, CO 80237
CACH, LLC appears to be a subsidiary of Collect America (CollectAmerica.com) and under the control of attorney Philip Scott Lowery or P Scott Lowrey, and has a horrible record of playing by the rules when it comes to collecting consumer debts that they purchase from the original creditors.
Recent Court Actions Involving CACH, LLC
The documents I found below may help you to locate CACH, LLC and to get a better understanding of some of the complaints and facts of those complaints.
- Erick Pinto vs CACH, LLC
- James L Robbins,Jr vs CACH, LLC, Pentagroup Financial
- There is a class action lawsuit against CACH, LLC that contains excellent background information about them. See Morales vs CACH, LLC