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Machol & Johannes Are Suing Me Over an Old HSBC Account. What Do I Do? – Steff

I was served by a process server yesterday on behalf of Machol & Johannes re: a credit card debt purchased from HSBC Bank. According to my credit reports this account was closed 10/06, last payment made 6/06. I noticed that the summons doesn’t have a case number assigned to it.

Am I correct that this account has lapsed or exceeded the statute of limitations which is 6 yrs in Colorado? Moving foward, what should I do to defend myself in court?

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