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I Tried Making Student Loan Payments But They Are Rude. – Annette

Written by Steve Rhode

“Dear Steve,

I owe student loans and I have even tried calling the compainies to make future payment arrangements, but for some reason the people are so rude and in considerate.

Once I stated making payments of a large sum and was promised after 6 months of payments I could be placed into a loan Deferment program but after I kept my end of the promise the company defaluted on their end and gave me a difficult time after that and on Feb 10, 2010 I became unemployed and has been until January 15, 2013 but I make just enough to make ends meets

If I decided to file bankruptcy which chapter is the best for my situation with the student loans?

Annette”

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Dear Annette,

Are these private student loans or federal student loans?

Please post your responses and follow-up messages to me on this in the comments section below.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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