Our Bank Closed Our Account Without Any Notice.

“Dear Steve,

I’m behind a month and a half on my house payment. The bank is going to foreclose. The bank also closed our checking account without any notice.

Can the bank just close our acount without notice? Is that legal? They are suppose to send our deposit to us in a certified check…but it’s been 6 days..and we have no money for groceries or gas to get to work. Is there anything we can do?

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Marcie”

Dear Marcie,

Did the bank give you any specific reason for closing your bank account? Did you have a number of bad items? Were you banking with the same bank that held your mortgage??

I’m afraid I need a bit more information to figure out what is going on here.

Please post your responses and follow-up messages to me on this in the comments section below.

 Sincerly,
 Steve

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