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Does the Solid Ground Financial Program Work for Payday Loans? – Julie

“Dear Steve,

I currently have 5 payday loans and drowning as my paycheck all goes to payday loans (just paying off interests)…

I really need help and i cant seem to get personal loan so I checked online on payday loan consolidation companies.

came across Solid Ground Financial and received all the documents to enroll to the program but as I carefully read the fine prints some are bit confusing. I tried to find some recent reviews but no luck…does payday consolidation program really work? Please advise.


tired working woman

Dear Julie,

I just answered this question for a reader which brought up some very good points about payday loans.

Before enrolling any payday loans into any debt relief program you should first check and see if payday loans are even legal in your state. They might not even be collectible.

But depending on your situation there are a number of ways to tackle debt problems. And I would assume if you are drowning in payday loans you don’t have a lot of extra money each month to repay the payday loans and get by at the same time.

I’d suggest you first read How to Get Out of Debt. The Honest and Unvarnished Truth, How Do I Get Out of Debt Quickly? Change Your Mindset, and The Truth About The Success Rates, Failure Rates and Completion Rates of Credit Counseling, Debt Settlement, and Bankruptcy. They will give you a great overview of what we need to deal with to get you moving in the right direction.

Then use the free How to Get Out of Debt Calculator to review your options.

Once you’ve identified a company you want to work with, then follow my step-by-step guide on what you should look for and expect from a good debt relief company.

Please post your responses and follow-up messages to me on this in the comments section below.

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


  • Daniel Pagan

    i would like to know if your work with payday loans and if your give service to PuertoRico

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