In 2009 I took out a student loan for hair school. The requirements were to have a high school diploma. I used a highschool diploma I got online to enroll. Everything seemed ok fine and went peachy I was approved for pell grant, subsidize , and unsubsidize loan. The lady that enrolled me and did my fafsa there told me I have to have a certain amount of hours to receive my loans and pay for the rest of my schooling and the rest is mine.
Reaching those certain amount of hours I received all loans. Later after I had receive the money they told me my diploma was not accredited and that I needed a ged. They said I could not take state boards without it. Had I known this I would not have attended that school until I did things the legit way by obtaining my ged the least they could do was tell me in the beginning.
Is it possible to get my loans forgiven? I read on some websites what they did to me was fraud. I came across another forum and read this :
Ability to benefit
Every school must certify that students are eligible for a federal student loan. For students without a high school diploma or GED, this means the school must demonstrate that the student is academically able to benefit from the school’s programs before the student can take out a loan. If a school falsely certified you for a program for which you did not qualify, you may be eligible for loan cancellation.
Ability to benefit cancellation only applies to fraudulent certification. It does not apply to schools that misrepresent their education programs, the quality of their facilities and faculty, or their ability to help you find employment in your field of study.
I am probably one of the most compassionate people when it comes to helping people with debt problems. But seriously, you used an online non-accredited high school diploma in place of a requirement to have a high school diploma or GED?
I don’t see where the school was at fault here. It seems they asked for a high school diploma, which is typically though of as being received from a regular school, or a valid GED.
It seems the school relied on your statements you had achieved a valid high school diploma and it is not the school that is blocking you from getting licensed. It appears to be the State will not accept it for licensing. That seems to be a fundamental requirement you should have researched before enrolling in the school. “What do I need to do to get licensed?”
If you have any doubt what your State requirements are and if they might accept your online diploma, contact your state licensing board and ask them if there are any waivers or alternative allowances.
I suggest you contact the hair school and see what arrangements can be made to put your graduation on hold while you receive your GED and then graduate.
Please post your responses and follow-up messages to me on this in the comments section below.