Latest Posts
Home > Ask The Get Out of Debt Experts > How Do I Take Care of The Two Old Debts on My Credit Report? – Alexandra

How Do I Take Care of The Two Old Debts on My Credit Report? – Alexandra

“Dear Steve,

I used to have a Chase Credit Card for $500. I haven’t used it since 2008 and because of some problems and no money at that time couldn’t afford to pay it out ($331). Now I got stuck with this credit card reporting each month on my Credit history as a collection. Also I have a medical Collection of $55. I used to live in Maryland and after I moved to Miami. The Dr. office sent me the bill on my Maryland address and because I wasn’t living there anymore, didn’t know I have to pay this additional $55. Now I got stuck with them as a collection on my Credit History also.

Is there anyway I can pay these amounts and get them cleared of my Credit History, or is there a legit company that can help me fix this issue on my history.

Thank you very much Steve and looking forward for your advises.

Best Regards,


help woman narrow

Dear Alexandra,

Sounds like you should just pay them in full and have them noted as closed on your credit report.

There doesn’t sound as if there is any dispute you owe the debt and having good credit is not about hiding the past but about having current good credit reported about you. See The Get Out of Debt Guy Free and Easy Credit Repair Guide

Please post your responses and follow-up messages to me on this in the comments section below.

Get Out of Debt Free Hotline
debt settlement helpstudent loan help

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.


I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.