Consumers Alliance Processing Wants Me Backdate Texas Agreement. Is That Legal?

“Dear Steve,

3 years ago I enrolled in Consumer Alliance Protection Processing management program. I’ve been paying regularly and have not had any failures on my end to pay monthly.

Today I got a letter stating that they were sending me a “Updated Contract” approved by the state of Texas. They say “We are in the process of updating our client files” and want me to sign it and send it back. The problem is all the documents they want me to sign have a date of 2011 on them as date of signature. One of them has a start payments date of 2011 but no end of payments date. Is this legal? Are they trying to scam me?”

cautionWell something sure does not sound right. Hopefully they are not actually asking you to backdate the agreement by two years. That would raise major concerns for me. maybe it’s just an error or typo?

I’d give them a call and try to get some answers why they would be asking you to backdate an incomplete contract.

I certainly would not sign and backdate the agreement without a clear understanding why they want you to unwind the hands of time so far back.

If you’d like for me to review the agreement for you, upload it to me here.

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
Damon Day - Pro Debt Coach

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