We Have Some Items On Our Credit Report We Want Removed – Lisha

“Dear Steve,

We started to have troubles making payments. Did Bankruptcy.

Trouble again and we re-fied our house not once or twice about 4!

Took a 2nd out… Around and around sprial…. husband lost his job. Lost house. Moved out of state and did Bankruptcy AGAIN!

It was bad decision after bad. And it was all in thinking we were doing the best thing at the time! I see now after reading your book “Eliminate Your Debt Like a Pro” that we meant well but just wasnt there to do it alone!

I think I have a good handle on our situation now. We have been good for the last 3 years after our last bankruptcy.

We even took a credit card and used it and paid it like our lawyer said. We don’t have “debt” so say.

But we do have somethings on our credit I would like to get off. An apartment we got says we were evicted. But we were not. And then some others. I have called CCC companies but they want so much to help.

My question is. Can I clean my credit myself without having to go to a CCC and pay a whole other cow and chicken? I want to hopefully someday own again???

FOREVER Grateful to you! Just wish I couldve found you sooner!

Thank you


Dear Lisha,

It sounds like you’ve learned a lifetime of lessons and are finally back on track.

There is no reason to start the process of dealing with your incorrect credit report items by paying someone. My free guide The Get Out of Debt Guy Free and Easy Credit Repair Guide will tell you exactly what you will need to try first.

No problemIf you later run into problems, come back and you might need a referral to a specialized lawyer to take further action.

Just remember, your credit report should be a true and accurate reflection of your credit history, good and bad. Just because an item is bad is not a reason to have it remove unless it is inaccurate.

See also  Soon, Where You Shop Will Control Your Credit

If you only have one credit card it sounds like you need a couple more with limits over $500 to accelerate your recovery.

I hope you enjoyed my book “Eliminate Your Debt Like a Pro” and while you found me late, the good news is you found me.

I see only good things for you ahead.

Please post your responses and follow-up messages to me on this in the comments section below.


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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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