Yesterday I spotted a new debt relief commercial on television for some company that claimed to be Homeowner’s Relief Line. The commercial made all sorts of claims about saving your home from foreclosure, helping with loan modification and giving the impression the consumer is the victim.
In general and in my experience, these types of commercials are funnels for people who are unaware to call and get a sales pitch for advanced fee mortgage help, mass joinder help, or mortgage modification services.
While the part of the advertisement with the fine print is fleeting, it does say, “Homeowner’s Relief Line is NOT a Mortgage Modification or Loss Mitigation or Foreclosure Defense company. We are not attorneys but rather a third party referral source that connects homeowners with mortgage specialists. Calls may be answered by companies other than Homeowner Protection Services.
If you go to the website for Homeowner Protection Services they don’t say where they are located and there is no way to even tell if it is the same company that is running the ads. – Source
But HomeOwnerProtectionServices.com is owned by someone that hides the ownership of the domain name. What is publicly visible is the domain name was only registered on October 2, 2012.
If the company actually said where they were located, I did not see that in the television commercial.
If you need help with a mortgage situation or foreclosure, you might want to try these free resources first.
But if you do decide to use the services of a company like Homeowner’s Relief Line it would be prudent to check them out before you give over any information or money.
- The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line
- How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off