They Say I Can Get Rid of My Debt Because of Dept of Treasury Publication 4681

“Dear Steve,

I am currently experiencing a financial hardship and looking for help. I keep receiving mail from an Assistance Center. I’ve received two different mailings that are basically the same but with different phone numbers. I called one number and I just had a bad feeling about the legitimacy of it. Both notifications reference the Dept of Treasury Publication 4681.

Can you recommend a company for debt resolution?


Dear Linda,

Yea, you know those mailings you are getting, they are just marketing crap. It sure sounds like the type of mailings one company was sued over this week, see this post.

doctor-xrayI’d love to see the mailers you got, you can get them to me here.

When dealing with debt it would be a mistake to start at the solution and make it fit your situation.

Instead we need to start at your situation and then figure out what might be the better solution.

I’d suggest you first read How to Get Out of Debt. The Honest and Unvarnished Truth, How Do I Get Out of Debt Quickly? Change Your Mindset, and The Truth About The Success Rates, Failure Rates and Completion Rates of Credit Counseling, Debt Settlement, and Bankruptcy. They will give you a great overview of what we need to deal with to get you moving in the right direction.

Then use the free How to Get Out of Debt Calculator to review your options.

Once you’ve identified a company you want to work with, then follow my step-by-step guide on what you should look for and expect from a good debt relief company.

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

Do you have a question you'd like to ask me for free? Go ahead and click here.
Damon Day - Pro Debt Coach

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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