I’m back in the market for advertising letters and mailers (no emails) people receive promising some sort of debt or credit help. As a reward for helping me scout out the latest mailers so I can review them I’m reinstating my “I Buy Junk Mail” program I offered a few years ago.
Why I Do This
I’ve found the best way to protect consumers is to use real examples about offers they may be approached with.
By reviewing specific offers people are actually receiving I can use them as a tool to educate and warn others so they don’t fall for it or understand the offer better before accepting it.
Think of this program as a real world financial literacy tool.
Want to see more mailers I’ve reviewed as part of this program? Click Here.
How Much I Pay
At this time I am paying the following amounts:
- Debt Relief Offers – $5
- Eliminate Your Debt
- Auto Loan Modification
- Debt Settlement
- Credit Counseling
- Debt Consolidation Loan
- Sue Your Mortgage Company
- Stop Foreclosure
- Reduce Your Student Loans
- And other similar offers
- Credit Card Offers – $0 right now
- Credit Repair Offers – $0 right now
- Debt Collection Notices – $0 right now
- Regular Junk Mail – You pay me $10. (Just kidding, I don’t want that stuff.)
I Pay Promptly Because I Hate to Be In Debt
In the past I stopped the program simply because I became so overloaded. So this time I’m making the process stricter but simpler for all. But once your submitted material is accepted I pay promptly.
I Will Make Every Attempt to Remove Personal Information Before I Publish
I keep my eyes open and remove personal information from material people send me like names, account numbers, addresses, etc. I always do my very best to remove this information before I publish the material on the website.
However, in order to help protect consumers I may, from time to time, forward mailers submitted, that I accept and pay for, to state, local, or federal regulators. If I do forward those specifically to regulators I will leave your personal information intact. They need to see it for their enforcement efforts.
I Love Simple. Don’t You?
Here is how the new program works.
In order to minimize back and forth communications if I need a mailer or not I’m afraid I’ll have to shift a bit of responsibility on your end. Using the form below you can upload your front and back well scanned images of the mailer you received, including the envelope. If I don’t have it and will review it and will eventually publish it on the site (after removing your personal information), I will promptly pay your email address you give me via PayPal.
You will know if I used your piece because I will credit the name you give me to credit and you will receive a PayPal payment from me for the piece. There will be no surprises.
You send it in and I need it – You Get Paid. Simple!
Keep in mind, I might get multiple scans of the same mailer so just to be sure I have not received it or reviewed it on the site, please search the site using the search box at the top right.
- You can upload either good close up photographs, scanned images or PDF copies of the mailer using the form below.
- I prefer color scans of at least 150 DPI (dots per inch) where I can read all the printed words and images.
- I’ll need the front and back of the envelope and all internal pages that have any printing on them.
- Quality scanning gets noticed and paid first.
- If you can, zip the files into one zip file to upload.
- I only pay via PayPal. Period. Sorry to be so strict about that.
Charitable Donation Option
I am not affiliated with them in any way. They just do a lot of good and are highly rated. 97% of every donated dollar is used to support their efforts around the world.