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USA Student Loans – Review. Are They a Scam?


A reader asked me to take a look at USA Student Loans and review the site for the,. Here is my review.

Company Name

USA Student Loans

Our Impression of What the Company Offers to Consumers

The company appears to be offering the same solutions available to consumer for free from the Department of Education. The company appears to fall within that category of companies the National Consumer Law Center warned consumers about in their recent publication “SEARCHING FOR RELIEF: Desperate Borrowers and the Growing Student Loan “Debt Relief” Industry.”


6015 Morrow Street
Suite 218
Jacksonville, Florida 32217 – Source

Additional Contact Information

Fax: 904-337-6446

Company Description

USA Student-Loans is the brainchild of a group of experienced financial executives in the arena of all aspects of the student loan industry, from consolidations to default resolution. The task of working on fixing your student loan(s) can be daunting at best and after years of witnessing the red tape, hardships, broken promises, and failed programs normally offered to people seeking answers to their student loan problems, we decided it was time to give people what they really need: straight-forward answers and guaranteed solutions. With USA Student Loan’s program there are no promises of unrealistic or impossible outcomes to an individual’s needs. What we provide are fast, honest, guaranteed solutions and results that are based on facts and experience, not hopes, dreams or best intentions. You relax, we do the work!

At USA Student-Loans we offer easy, fast and affordable solutions to the most complex issues associated with the repayment of student-loans. – Source


Schuyler Elliott – manager/director – Source

Company Information

The State of Florida has no company registered to do business under the name USA Student Loans.

There is a fictitious name registration however. USA Student Loans is actually Xtreme Products, LLC. The application was submitted by Schuyler Elliott on January 22, 2013. – Source


The company appears to offer federal student loan assistance services for a fee that are available from the Department of Education for free.

One consumer reported being asked to pay $595 for these free services.


National Financial Assistance Brokerage – Source

Interesting Points

The header on the USA Student Loans website says they have an A+ BBB rating. It currently is an A-. It also says they have 20 years experience but the company was only able to operate under USA Student Loans for six months.


Domain Information – ownership is currently hidden.

But when domain was registered on January 5, 2013 the ownership was listed as:

Created On:05-Jan-2013 21:11:29 UTC
Last Updated On:05-Jan-2013 21:11:29 UTC
Expiration Date:05-Jan-2014 21:11:29 UTC
Sponsoring, LLC (R91-LROR)
Registrant ID:CR133471331
Registrant Name:schuyler elliott
Registrant Street1:6717 linford lane
Registrant Street2:
Registrant Street3:
Registrant City:jacksonville
Registrant State/Province:Florida
Registrant Postal Code:32217
Registrant Country:US
Registrant Phone:+1.9042348167
Registrant Phone Ext.:
Registrant FAX:
Registrant FAX Ext.:

Our Opinion After Review

We previously wrote a guide on what companies should offer in a fair and consumer friendly student loan service program. Please read How to Run a Clean Student Loan Assistance Program. In addition we provide the following guides to check out debt relief companies:

  1. The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line
  2. How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off

It is our opinion the program reviewed here DOES NOT MEET OUR RECOMMENDED STANDARDS.

Scam, Complaint, Review or Praise


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For Those Looking for Student Loan Resources

Before you pay any company for assistance with your student loans, be sure to check out our free student loan assistance links and guides below.