When if the Debt Relief Bureau, not the Debt Relief Bureau? When you get a flyer in the mail from an anonymous source promising you help to get out of debt.
An amazing reader Tish sent in a new debt relief mailer through my I Buy Junk Mail program.
Well here is another anonymous mailer sent to a consumer that fails to identify who the sending party is. It was sent from postal permit 779 in zip 46802, Fort Wayne, Indiana.
As you can see the outside of the envelope does not identify the sender at all.
The inside of the mailer only identifies the Debt Relief Bureau with a logon in the bottom right and says Approved. However the fine print says, “This is not a Debt Relief Bureau (DRB) approved or endorsed advertisement.” Now that’s confusing, isn’t it?
The mailer makes mention of the Credit Card Accountability, Responsibility, and Disclosure Act of 2009, but that really has nothing to do with settling debt. It also mentions JP Morgan, Chase, Citibank, Bank of America, Discover, American Express, Capital one, HSBC, GE Money, Target, and Wells Fargo. And again, that does not make any difference either.
The letter says debts may be reduced up to 40-60% but the fine print says, “All figures are for illustrative purposes only and based on successful completion of all program terms and payment of all fees.” It also says “Not all creditors will negotiate,” but I wonder if any of the creditors they listed fall into that boat?
The Debt Relief Bureau website launches with the following graphic on the home page.
They also say, “Providing the best for consumers is our goal. With so much fraudulent activity in the debt relief industry, Debt Relief Bureau recognized the need to educate consumers and research these companies and their programs to deliver true unbiased results. In an industry such as this, our organization only supports honesty and fairness throughout the business community.” – Source
I’d be extremely worried if a Debt Relief Bureau member sent this mailer out without identifying who they are. I’d be even more upset if the Debt Relief Bureau didn’t have a problem with the mailer.
We shall see.
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This offer was able to be reviewed because a kind reader sent it in via my I Buy Junk Mail program.
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Just curious if you (or anyone) know(s) who is behind the Debt Relief Bureau. It becomes fairly important to to know who they are in order to establish credibility and potential bias. They seem to have a form system set up on the site to capture leads in order to “match” them with companies. The site states that “Debt Relief Bureau will only recommend an agency that is guaranteed to
give you best results and stay within your budget.” What criteria, outside the standard industry “accreditation(s)” , could “guarantee” the best results for a referred client? Which companies are they referring these debt ridden folks to? Lots of questions that could be better answered by an official response by the DRB?