This self-mailer was sent in and it is clearly a deceptive piece in my eyes. The outside envelope clearly pretends to be a government mailer with the eagle and everything.
It was sent from postal permit 507 in Santa Ana, California.
The outside says this if Form 118C247 and has the statement “POSTMASTER: If undeliverable as addressed please refer to section 59 of the official DMM.” The statement is obviously referring to the Domestic Mail Manual from the United States Post Office, but there is just one problem, the manual does not have a section 159. – Source. Even the warning does not appear to be factual.
The inside of the mailer identifies the company as:
PO Box 515381 #21928
Los Angeles, California 90051-6681
The offer says there is an underwriting department that will renegotiate bank card balances because of:
- High Utilization on Credit Card Balances
- Recent Payment History
- Ongoing Carryover Amounts
It says balance may be reduced by 55% and offers a payment plan of $535 a month.
The bottom mentions a personalized website on lcg-offer.com. The domain ownership history is hidden.
If you visit the website for the person who received this mailer it shows you a screen that says U.S. Consumer Debt Relief Initiative and the next page says they are “one of the leading Credit Card Advocacy Groups in the United States.” But interestingly they use a generic name, a hidden business location and secret domain ownership.
This happens to be the same tactic used in this mailing.
This offer was able to be reviewed because a kind reader sent it in via my I Buy Junk Mail program.
If you receive a credit or debt relief offer in the mail, do some good and let me pay you for it. Click here.
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