Latest Posts
Home > Debt Articles > Poser Government Mailer Sells Debt Relief for LCG

Poser Government Mailer Sells Debt Relief for LCG

This self-mailer was sent in and it is clearly a deceptive piece in my eyes. The outside envelope clearly pretends to be a government mailer with the eagle and everything.

It was sent from postal permit 507 in Santa Ana, California.

An amazing reader FitGal sent in this new debt relief mailer through my I Buy Junk Mail program.

The Outside

The outside says this if Form 118C247 and has the statement “POSTMASTER: If undeliverable as addressed please refer to section 59 of the official DMM.” The statement is obviously referring to the Domestic Mail Manual from the United States Post Office, but there is just one problem, the manual does not have a section 159. – Source. Even the warning does not appear to be factual.


Inside Top

The inside of the mailer identifies the company as:

PO Box 515381 #21928
Los Angeles, California 90051-6681

That address is actually one for Earth Class Mail. It is a virtual address and not an indication where the company is actually located. – Source

The offer says there is an underwriting department that will renegotiate bank card balances because of:

  • High Utilization on Credit Card Balances
  • Recent Payment History
  • Ongoing Carryover Amounts

It says balance may be reduced by 55% and offers a payment plan of $535 a month.


The bottom mentions a personalized website on The domain ownership history is hidden.


If you visit the website for the person who received this mailer it shows you a screen that says U.S. Consumer Debt Relief Initiative and the next page says they are “one of the leading Credit Card Advocacy Groups in the United States.” But interestingly they use a generic name, a hidden business location and secret domain ownership.

Screen Shot 2013-08-02 at 11.52.07 AM

next page

This happens to be the same tactic used in this mailing.

Other mailings sent from the same postal permit can be found here, here, here, and here.


Get Out of Debt Guy – Twitter, G+, Facebook

Need More Help?

This offer was able to be reviewed because a kind reader sent it in via my I Buy Junk Mail program.

If you receive a credit or debt relief offer in the mail, do some good and let me pay you for it. Click here.

Want to See More Mailers?

Want to see more mailers I’ve reviewed as part of this program? Click Here.

Get Out of Debt Free Hotline
debt settlement helpstudent loan help

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Aubrey Anne Patricia Williams

    My husband just received a letter that looked just like this but actual letter form and its from PCG.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.


I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.