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I’m Current on My Credit Cards But Want to Consolidate Them. – Laurie

“Dear Steve,

I am current of all of my debt. Do not have any past due debt. I do have about 25,000 in credit card debt and would like to consolidate, however am having a difficult time finding someone. Also, my main problem is that I have a Bank of America card fo 12,000 that they just raised my interest rate to 24.99%. I have called and ask them to lower it and they won’t even work with me. Any suggestions?


Dear Laurie,

I just wrote about a Bank of America 24.99% credit card rate, read this.

Your only option would be to look in to a debt management program. In a debt management program, Bank of America, will reduce your interest rate as low at 7% but it will hurt your credit.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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