I just got my job back, and I am playing catch up on my bills.
Between my husband and I, we have about $2800 in credit card debt. I tried calling to get my interest rate lowered, but all they said was when an offer comes aound that you qualify for, then we will lower your apr. I am paying 31% on my credit card, and my husband’s card turned from a $300 credit limit to a bill for $800. His card has not been used in more than 3 years. How can I get the interest rate down?