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I Just Got My Job Back, and I Am Playing Catch Up on My Bills. – Nicole

“Dear Steve,

I just got my job back, and I am playing catch up on my bills.

Between my husband and I, we have about $2800 in credit card debt. I tried calling to get my interest rate lowered, but all they said was when an offer comes aound that you qualify for, then we will lower your apr. I am paying 31% on my credit card, and my husband’s card turned from a $300 credit limit to a bill for $800. His card has not been used in more than 3 years. How can I get the interest rate down?

Nicole”

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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